UNDERWRITER

Golden Empire Mortgage Inc • Bakersfield, CA

12d • Remote

About The Position

Join the GEM Mortgage Team! Ready to be part of a leading mortgage lender that truly puts clients first, at Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our LEADER values guide everything: Loyalty to our team, borrowers, and partners. Excellence in all we do. Accountability—we take ownership. Driven for continuous improvement. Engaged to deliver success. Reliability you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join Golden Empire Mortgage and help us empower clients and communities!

Requirements

• High School Diploma/GED
• 3-5 years minimum of mortgage underwriting experience in a retail, wholesale, or correspondent lending environment.
• Good oral and written communication skills
• Multitask-fast paced environment.
• Excellent organizational skills.
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector.
• Functional knowledge of state and federal agency mortgage loan guidelines and regulations.
• Organized, highly detailed, with the ability to effectively prioritize workload and meet deadlines.

Nice To Haves

• Active Government designation preferred, but not required.

Responsibilities

• Underwrite a full range of mortgage loans including Conventional, Conventional, FHA and VA
• Meet established underwriting turn times and underwrite a minimum of 35-40 loans per month while maintaining quality standards.
• Ensure that loans meet Agency and investor standards.
• Provide excellent customer service to the branches by fielding telephone and e-mail questions on loan programs and underwriting guidelines.
• Complete other tasks as requested by department manager.

Benefits

• Overtime is paid in accordance with California state and federal labor laws.
• Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs.
• We celebrate diversity and are committed to creating an inclusive environment for all employees.
• We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law.
• Golden Empire Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED