Underwriter

Liberis • Atlanta, GA

4d • Hybrid

About The Position

At Liberis, our mission is to empower small and medium-sized businesses by removing finance as a friction to growth, delivering contextual, embedded financial solutions to support merchants at every stage of their business lifecycle. The Risk team is responsible for managing the credit risk of Liberis’ portfolios, which include designing effective new strategies, managing the credit quality of our products across geographies, and providing specialist credit risk advice to the business. The Risk team is primarily based in London with colleagues in Atlanta, US and Stockholm, Sweden too and covers Risk Analytics, Decision Science and Underwriting. Our mission is to grow Liberis profitably to become the leading embedded business finance provider and we are looking for an Underwriter to join us on this journey. This is an exciting time to join Liberis in Atlanta. We’re scaling fast in the North American market, bringing our embedded finance solutions to more partners and small businesses than ever before. Reporting to the Senior Underwriting Manager in Atlanta, you’ll help shape the way we assess and manage risk as we expand, bringing a fresh problem-solving perspective to the table and strengthening the foundations of our US operation.

Requirements

• 2-4 years of experience in underwriting, ideally in small-business finance or a similar lending environment
• Confidence making independent decisions and explaining them clearly to colleagues and customers
• Sharp attention to detail with the ability to stay organized while turning complex data into clear insights
• Excellent written and verbal communication skills
• Comfort working in a fast-growing, evolving business where priorities can shift quickly

Nice To Haves

• Some degree of analytical training, with exposure to SQL and Excel

Responsibilities

• Assisting in the review and processing of new and repeat funding applications
• Gathering and preparing financial and business information for assessment
• Liaising directly with customers to request additional information or clarify data
• Ensuring application data is complete, accurate, and in line with internal policies
• Helping maintain underwriting records and documentation
• Learning how to evaluate risk, underwrite deals, and make balanced decisions over time
• Supporting process improvements by sharing observations and suggestions
• Ad-hoc analytical work to support decision-making stakeholders

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed