Underwriter

BlueCross BlueShield of Tennessee•Chattanooga, TN

23h•Remote

About The Position

BlueCross BlueShield of Tennessee is recruiting top talent to join our Underwriting organization! On this team, you'll play a critical role in supporting the health and financial well-being of our 3.4 million customers. We're considering candidates for Underwriter roles and Senior Underwriting roles. Whether you’re early in your career or bring years of specialized experience, we'd like to hear from you.

Requirements

Bachelor’s Degree in Mathematics, Finance, Accounting or related field or equivalent work experience.
At least 2 years – Stop Loss UWg, Financial UWg, Actuarial, or Fin. Mgmt experience
Proficiency with Excel
Excellent oral and written communication skills
Proficient in Microsoft Office (Outlook, Word, Excel and PowerPoint)
Effective analytical, planning, interpersonal, organizational and research skills with the ability to handle multiple projects
Ability to work independently with minimal supervision or function in a team environment sharing responsibility, roles and accountability.
Effective negotiation, presentation, and facilitation skills

Nice To Haves

Experience with Stop-Loss and/or Financial Underwriting
Actuarial and/or Financial Management experience
Experience supporting group healthcare underwriting functions within major health insurance organizations
Passion for predictive analytics (including leveraging generative and/or agentic AI tools)

Responsibilities

Collecting information, contacting sales, account managers, agents, and other parties as appropriate to clarify and correct inconsistent, incorrect or missing group health application information.
Perform risk appraisals for group health insurance prospect and renewals and associated underwriting documentation; evaluating and classifying group risk to determine acceptability, coverage and pricing.
Calculating and negotiating rates and premium charges for group health insurance using approved formulas and tables
Corresponding with sales, account managers, agents, and other parties regarding group health insurance products, features, and pricing.
Assisting the on-going maintenance and enforcement of underwriting guidelines as well as providing underwriting expertise to projects in support of sales, marketing, membership and billing, legal or actuarial organizations.