Underwriter

Ameriprise•Minneapolis, MN

7d•Hybrid

About The Position

We are hiring for entry-level underwriters to learn and grow on our team. This is an entry-level Underwriting position which includes working directly with Advisors ("Field") and Clients. This position is responsible for underwriting insurance applications within strict guidelines up to $2,000,000.00 of life insurance face amount and $5,000.00 of monthly benefits on disability insurance.

Requirements

Bachelors degree or equivalent work experience
1 - 3 years relevant experience required
Demonstrated analytical skills
Demonstrated decision making skills
This role requires employees to work on site (3 days/week) at our Minneapolis headquarters for training (approximately 3 – 6 months). After successful training, employee is eligible to work remotely.
Applicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).

Nice To Haves

May have or be working towards designations such as FALU, CLU, FLMI, ChFC, etc.
Organizing and prioritizing work
Comprehending complex information
Communicating effectively with advisors, clients and co-workers

Responsibilities

Receives and reviews applications from Advisors to determine insurability and categorize the risk the individual client represents to determine the appropriate premium and rating class.
Reviewing and assessing medical and non medical requirements.
Reviews this information and partners with medical director, coach, leadership and peers as needed to determine insurability.
Actively manages case load of 250 plus applications.
Direct contact with field force to gather financial and medical information on clients, communicate underwriting risk assessment decisions and to assist the field throughout the underwriting process.
May travel to field offices, presents via Microsoft Teams, conference calls or other technology as necessary to coach and train advisors on the underwriting process and to build relationships with financial advisors.