Underwriter

OneMain Financial•Tempe, AZ

8d•Hybrid

About The Position

The Underwriter is responsible for evaluating, negotiating, and making decisions on loan requests from multiple originating sources. This role requires sound credit judgment within established approval guidelines and full compliance with federal and state regulations, as well as OneMain policies. In the Role Assess credit factors, loan risk, appraisals, and yields. Recommend loan terms and conditions through effective communication and collaboration with internal and external partners. Balance risk and reward to ensure credit quality and profitability.

Requirements

HS Diploma / GED
Strong customer communication skills
Ability to operate effectively in ambiguous situations with high integrity
Independent thinker with strong learning agility
Detail‑oriented and results‑driven

Nice To Haves

Bachelor’s degree or equivalent experience
Experience in Direct Lending or Non‑Prime Lending preferred

Responsibilities

Assess credit factors, loan risk, appraisals, and yields.
Recommend loan terms and conditions through effective communication and collaboration with internal and external partners.
Balance risk and reward to ensure credit quality and profitability.

Benefits

Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% 401(k) match
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement and continuing education
Bonus eligibility
Paid time off (15 days’ vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start based)
Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
Additional benefits available