Underwriter Lawyers Professional Liability

Embroker

23h•$90,000 - $135,000•Remote

About The Position

The Lawyers Professional Liability (LPL) Underwriter underwrites risks in the Everest LPL program for solo practitioners and law firms with 1 to 25 attorneys, serving direct customers and Access third-party distribution partners. The role supports the Insurance Product Team in refining risk appetite and product-market fit and shaping program strategy. The underwriter handles program business outside the online quoting platform, helps expand the platform’s underwriting appetite, manages portfolio performance, and applies manual underwriting insights to improve the digitized experience for small law firms.

Requirements

Bachelor’s degree in finance, business, risk management, or a related field.
At least 4 years of Lawyers Professional Liability underwriting experience.
Knowledge of LPL policy language and claims-made coverage concepts, law firm risk criteria, common sources of legal malpractice claims, and the regulatory environment governing the legal profession.
Ability to follow program guidelines and state and federal insurance regulations in underwriting activities.
Strong interpersonal skills and ability to build and maintain positive relationships with customers, agents, brokers, Sales, and Customer Success teams.
Excellent oral and written communication skills, including the ability to explain complex information to broad audiences.
Ability to work cross-culturally on a global team and perform effectively in a remote work environment.
Proficiency with Google Suite products, Salesforce, and the company’s proprietary quote platform.
Ability to sit for prolonged periods and work on a computer.
Willingness to travel as required when appropriate.

Nice To Haves

J.D. or professional certifications such as CPCU, RPLU, or AU.
Experience underwriting solo and small law firms with 1 to 25 attorneys.
Experience underwriting within a program or MGA environment under delegated authority.

Responsibilities

Underwrite new and renewal LPL referrals for solo practitioners and law firms with up to 25 attorneys across direct and Access distribution channels.
Apply lessons from manual underwriting to expand program appetite, increase market penetration, and support growth of the online quoting platform.
Set profitable terms, conditions, retentions, and pricing for LPL referrals.
Analyze applications, supplemental questionnaires, loss runs, and firm information, including practice areas, firm structure, client concentration, risk-management procedures, lateral hires, prior acts, and claims history.
Accept, modify, or decline risks within delegated authority and program guidelines; refer risks outside program authority as required.
Determine premiums, limits, and deductibles using risk assessment, the filed rating plan, and claims-made policy step-rating.
Explain coverage, premiums, policy terms, claims-made and reporting provisions, defense-cost structures, and extended reporting period options to law firm customers, agents, and brokers.
Monitor the program portfolio against risk appetite and performance targets, considering practice-area mix, geographic concentration, and limit exposure; recommend portfolio improvements.
Work with Claims, Actuarial, and Insurance Product Teams to maintain pricing models and incorporate claims insights into underwriting guidelines.
Partner with Everest on program performance, underwriting audits, and guideline updates, and collaborate with Account Executives, Customer Success Managers, and the Access distribution team.
Ensure underwriting decisions and processes comply with state insurance regulations, filed rates and forms, delegated authority, the program agreement, and company standards.
Use data and analytics to identify loss trends, review portfolio performance, and recommend underwriting guideline improvements.
Monitor LPL market conditions, emerging legal-profession risks, and regulatory changes.
Assist the Insurance Product Team with program projects, including appetite expansion and online quoting platform enhancements.
Perform other duties as assigned.