Underwriter - Tech, Media, Telecom (Analyst Development Program)

First Citizens Bank•New York, NY

5d•Onsite

About The Position

The Tech, Media & Telecom group within First Citizens Bank is hiring an Underwriting Analyst to participate in the Commercial Bank Analyst Development Program. This program is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training. The program begins on-site at our New York City Office with a 8-week intensive curriculum where participants learn about Credit Policies and Procedures, Underwriting fundamentals, Financial analysis and Excel modeling, First Citizens Bank Core Values, Application-specific training on systems, Business Unit overviews with Team Leaders, and Strategic priorities of the Bank. Following the 8-weeks, Analysts join their teams and stay connected with colleagues through trainings and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers. The TMT group specializes in financing solutions for middle market companies, within industries such as telecommunications infrastructure, software, information and tech-enabled services, entertainment, music, and commercial/tribal gaming.

Requirements

Analytical Reasoning
Communication (Written and Verbal)
Credit Analysis
Critical Thinking Skills
Financial Analysis
Bachelor's Degree OR Associate's Degree/Equivalent and 2 years' experience.
Coursework or internship in commercial lending or credit Analysis, financial statement analysis, and finance fundamentals

Nice To Haves

Bachelor’s degree completed upon start of the program (July 7, 2027)
Major or concentration in finance, economics, or math.
Ability to demonstrate strong analytical, quantitative, and writing skills.
Minimum undergraduate GPA of 3.0.
Anticipated graduation in 2027
Previous internship experience in an analytical role within a financial services institution.

Responsibilities

Prepare historical financial analysis, projection models and assist in the underwriting of loans.
Conduct independent industry research.
Assist in the management and reporting of loans post close.
Participate in the creation of credit approval documents.
Attend and contribute to credit approval meetings.
Develop understanding and maintain awareness of trends and conditions in the various TMT subsectors.
Maintain credit files in preparation for internal or external audits.
Develop a firm understanding of FCB systems, processes, and resources.