Underwriter — Strategic Growth & Risk

South Shore Insurance Underwriters•Daphne, AL

1d•Remote

About The Position

Most underwriting roles ask you to manage a book. This one asks you to shape one. At South Shore Insurance Underwriters, you won't just evaluate individual risks — you'll help define what a healthy, growing portfolio looks like, influence the relationships that drive it, and contribute to the strategy that sustains it. We're looking for someone who sees the connection between a single underwriting decision and the long-term trajectory of a territory. Someone who brings intellectual curiosity to complex risks, builds genuine trust with agency partners, and isn't satisfied with just clearing the queue — they want to understand why the queue exists and how to make it better.

Requirements

3–7 years of Property & Casualty underwriting experience — homeowners, dwelling property, personal lines, commercial property, or specialty/E&S lines.
A track record of building strong agency relationships and delivering decisions agents rely on.
Sharp analytical instincts paired with clear, confident communication — written and verbal.
Comfort working independently in a remote environment, with the discipline to manage competing priorities without losing quality.
Bachelor's degree in Business, Risk Management, or a related field preferred.

Nice To Haves

CPCU, CIC, AINS, CRM, or other insurance designations are a plus — but intellectual curiosity matters more than credentials.
Excess & Surplus Lines experience is valued but not required.

Responsibilities

Translate risk analysis into portfolio-level decisions — evaluating new business, renewals, endorsements, and complex submissions with an eye toward long-term profitability, not just individual acceptability.
Be the strategic underwriting voice for your territory — acting as a trusted advisor to agency partners, not just a decision-maker. Provide coverage guidance, creative solutions, and market insights that make agents want to bring you their best business.
Turn market intelligence into underwriting strategy — monitoring trends, competitor activity, and emerging risks, then connecting those signals to how you approach your book.
Identify growth opportunities others miss — recognizing patterns across submissions, agency relationships, and portfolio data that point to where profitable expansion is possible.
Drive continuous improvement — collaborating with leadership to sharpen underwriting processes, surface workflow inefficiencies, and contribute ideas that make the entire operation smarter.
Exercise confident judgment on complex and non-standard risks — knowing when to find a creative path forward and when to hold the line.