Underwriter Specialist

Texas Mutual Insurance Company•Houston, TX

1d•$54 - $67•Hybrid

About The Position

Texas Mutual Insurance Company is the state's leading choice for workers' compensation insurance, with over 40 percent of the market. Thousands of Texas businesses rely on us to help them control their workers' comp costs, protect their employees, and ensure their injured workers receive quality care. Preventing workplace accidents is a foundation of our mission. We have frequently been named one of the Best Companies to Work for in Texas. Our competitive salaries, award-winning benefits package, and employee recognition programs are just a few of the reasons our average employee tenure is 10 years. If you need an accommodation with any part of the application process, please contact 800-859-5995 and ask to speak with Human Resources.

Requirements

Bachelor’s degree or equivalent education, training, or experience.
At least 8 years of related experience or equivalent education, training, or experience.
Texas residency required.
Ability to travel to their designated office as needed.

Nice To Haves

Strategic Account Manager: You craft a profitable book of business—writing new accounts, strengthening agency relationships, and protecting renewals through expert portfolio management.
Problem Solver: Data, risk, and numbers are your playground. You proactively identify underwriting and agency challenges, applying independent critical thinking to drive effective solutions.
Clear Communicator: You connect effortlessly with agents, producers, territory managers, and internal partners—presenting proposals, negotiating terms, and forging lasting relationships.
Collaborative Teammate: You lift others up—mentoring, training, sharing best practices, and contributing to the team's collective success across the business unit and enterprise.
Conscientious Professional: The details matter to you, from accurate documentation to state-compliant account reviews and mastery of complex underwriting guidelines and automated systems.

Responsibilities

Underwrite and skillfully negotiate large and complex new and renewal workers' compensation policies to drive company written premium goals.
Evaluate applications, reports, account information, and coverage requests—applying company and regulatory guidelines to determine risk acceptability and pricing with confidence and precision.
Document defensible pricing and coverage decisions within your designated letter of authority, balancing profitability with agent and customer satisfaction.
Operate with independence in managing and developing key agency relationships through field visits, value proposition presentations, top-tier service delivery, and strategic pursuit of business opportunities.
Exhibit superior desk management skills to meet or exceed agency needs and company service standards—delivering quality every time.
Serve as the underwriting subject-matter expert, providing technical assistance, training, and mentorship to the next generation of underwriters.
Actively network at industry and recruiting events to grow the Texas Mutual brand and cultivate new opportunities.