Underwriter - Mortgage Fulfillment

Pennymac • Carrollton, TX

6h • Remote

About The Position

The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. As the Underwriter, you will be held accountable for quality and accuracy of decisions.
The Underwriter will:
Decisions full range of mortgage loans, preferably including FHA loans
Review all mortgage applications and documentation for accuracy and completeness
Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
Approve or deny mortgages on a timely basis
Perform other related duties as required and assigned
Demonstrate behaviors which are aligned with the organization’s desired culture and values

Requirements

• Bachelor’s degree or equivalent work experience
• 3+ years of mortgage underwriting experience required
• Solid knowledge of mortgage underwriting and of basic automated underwriting systems
• Proficiency with basic automated underwriting systems
• Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act

Nice To Haves

• Knowledge of state and federal agency mortgage loan guidelines and regulations helpful

Responsibilities

• Decisions full range of mortgage loans, preferably including FHA loans
• Review all mortgage applications and documentation for accuracy and completeness
• Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
• Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
• Approve or deny mortgages on a timely basis
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization’s desired culture and values

Benefits

• Comprehensive Medical, Dental, and Vision
• Paid Time Off Programs including vacation, holidays, illness, and parental leave
• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
• Retirement benefits, life insurance, 401k match, and tuition reimbursement
• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree