Underwriter II, Education

Church Mutual Insurance Company, S.I. • Merrill, WI

47d • Hybrid

About The Position

CM Regent, A subsidiary of Church Mutual Insurance Company, is seeking an
Underwriter II for our Education Center of Excellence. Within the scope of
established binding authority and company underwriting guidelines, this
candidate will evaluate complex Education submissions, identify potential
exposures, recommend appropriate coverage solutions, and offer strategic risk
management advice. They will ensure accurate pricing of insurance products
specifically tailored to Education risks.

What you'll be doing:
Within established binding authority, analyze insurance submissions, recognize
exposures, provide coverage alternatives, offer risk management suggestions, and
adequately price insurance coverage on accounts of small to medium size and low
complexity within company underwriting guidelines. Achieve corporate goals by
reviewing account characteristics and taking appropriate action. Develop
knowledge of insurance issues, products, trends in the market, and pricing
principles. Foster positive business relationships with internal and external
customers

Requirements

• Bachelor's degree is strongly preferred. Associate in Underwriting designation or successful completion of two Chartered Property Casualty Underwriting (CPCU) courses may be considered in lieu of a degree.
• Typically requires 5+ years of relevant experience, preferably with a property and casualty insurance company in underwriting.
• Sufficient knowledge of the underwriting function, insurance coverages, and principles, including reinsurance application and administration.
• Exhibits the ability to identify and analyze exposures, recognize areas of concern, and develop appropriate solutions.
• Demonstrated ability to make decisions outside parameter-based situations but within binding authority.
• Proven ability to explain decisions to others and negotiate appropriate solutions.
• Solid organizational skills.
• Demonstrated desire and commitment to learn, accept new challenges, and strive for personal improvement/growth.
• Support others by acting as a resource and sharing basic underwriting knowledge.
• Develop and maintain positive working relationships throughout the company.
• Ability to effectively communicate with others professionally, respectfully, and timely.
• Ability to learn CM Group computer systems and stay current with changes.
• Demonstrated ability to work with others in a team environment to accomplish established goals.
• Responsible, dedicated behavior to accomplish workload expectations.
• Recognize and be receptive to change opportunities to improve efficiency and effectiveness.
• Ability to travel as necessary and/or required.

Responsibilities

• Within established binding authority and in compliance with filings, write and retain business to meet corporate objectives.
• Using various sources of information, analyze, evaluate, make, and document decisions to achieve desired underwriting results of transactions on small to medium size accounts.
• Recognize exposures to loss, identify coverage alternatives, develop risk management recommendations, and adequately price to an expected profitability level. Negotiate solutions, keeping the customer in mind. Decline/nonrenew business not meeting standards.
• Communicate with supervisor on issues exceeding binding authority and territory issues.
• Develop and maintain an effective business relationship with the sales force. Answer questions within abilities and authority: research, gather, and disseminate information to help service customers; and offer suggestions on options and alternative approaches to coverage, pricing, and risk management.
• Develop underwriting knowledge through an awareness of changes within the Underwriting Department, understanding CM Group, insurance industry coverages, policy forms, and operations specific to our niches.
• Develop an understanding of insurance issues, products, trends in the market, and pricing principles.
• Focus to meet customer expectations through meeting department timeliness expectations, assisting in territories as needed, and positive interactions with all customers (including Sales, Technical Support, and other departments)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level