Underwiter II

Movement Mortgage•Virginia Beach, VA

About The Position

Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a Mortgage Underwriter II? Then we think it’s time to #joinMovement What You Need To Know We don’t need to tell you what a Mortgage Underwriter is, but we do want to tell you why underwriting at Movement is better. We have redefined the mortgage industry, and one of the ways that makes us unique is that our process starts with you! We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. A Movement Mortgage Underwriter acts as our gatekeeper with upfront underwriting. We truly value your knowledge, so we empower you to make critical judgments. All of this in a stable, high-growth environment filled with opportunity and strong values.

Requirements

3+ years of front-end Mortgage Underwriter experience
DE and/or SAR Certification
Familiar with upfront review and makes the initial credit decision based on company checklists and guidelines

Nice To Haves

Associate’s Degree in Business Management or related field
5+ years of mortgage industry experience
Experience with purchase loans is preferred
Ability to work extended hours (late evenings and weekend work may be required)

Responsibilities

Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines
Experience grading loan application quality based on criteria covered in training
Methodical and analytical personality with the ability to underwrite FHA loans using our unique, upfront method
Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants

Benefits

Competitive pay
Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE
Retirement plan: 401(k) and Roth
Paid Time Off: 16 days front loaded. Prorated based on the start date month
11.5 paid holidays per year
Employee assistance program
Excellent career growth opportunity
Fun, team-focused working environment
Employee driven community outreach program
Relocation packages available