Underwriter I - PNC PB

PNC Bank•Pittsburgh, AL

2d•Onsite

About The Position

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Underwriter I within PNC's Private Banking organization, you will be based in Birmingham, AL. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Requirements

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program.
In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Bachelors
No Required Certification(s)
No Required License(s)
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

Nice To Haves

Credit Decisions
Decision Making
Financial Analysis
Identifying Risks
Process Improvements
Results-Oriented
Risk Assessments
Accuracy and Attention to Detail
Credit Analysis and Verification
Decision Making and Critical Thinking
Effective Communications
Financial Analysis
Information Capture
Knowledge of Underwriting
Managing Multiple Priorities
Office Support Tools
Operational Functions
Regulatory Environment - Financial Services

Responsibilities

Works under supervision or independently on relatively basic transactions.
May have limited approval and/or exception authority.
Performs or assists in the preparation of offerings for specific transactions or in management of a portfolio and interacts with internal/external customers.
Using judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties.
If relevant, performs ongoing credit risk management for assigned portfolio.
Contacts internal/external customers and other parties as appropriate to gather information and clarify inconsistent, incorrect or missing information.
May include relevant pre-approval and post-approval activities.
Performs or assists with the identification and/or confirmation of all external regulatory requirements.
Ensures internal policies and procedures are followed.
Makes recommendations on credit decisions or makes credit decisions directly as appropriate.