Underwriter - Equine Mortality

Great American Insurance Company•Ocala, FL

2d•Hybrid

About The Position

The Equine Mortality division provides specialized insurance solutions that help horse owners and equine professionals protect against financial loss resulting from the death of their insured horses. The team focuses on sound risk selection, strong customer relationships, and underwriting profitability while delivering exceptional service to agents, brokers, and policyholders. The Underwriter evaluates and underwrites new and renewal Equine Mortality business in accordance with company guidelines, risk appetite, and regulatory requirements. This role analyzes risk exposures, determines appropriate coverage and pricing, and partners with agents, brokers, and internal stakeholders to support profitable business growth. The Underwriter also ensures accurate documentation, compliance, and effective communication of underwriting decisions. Great American’s culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in‑office days are Tuesday–Thursday, with the fourth day determined by business needs.

Requirements

Bachelor's degree in Business, Economics, Risk Management and Insurance, or a related field; equivalent experience may be considered.
Generally, a minimum of 6 months of insurance, underwriting, or related experience.
Strong analytical, decision-making, and problem-solving skills.
Excellent written and verbal communication skills.
Strong organization skills with attention to detail and the ability to manage multiple priorities.
Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Nice To Haves

Knowledge of underwriting principles, risk analysis, and insurance products is a plus.

Responsibilities

Evaluate and underwrite new and renewal Equine Mortality accounts within established authority guidelines.
Analyze applications, loss history, and supporting documentation to assess risk and determine coverage, pricing, and terms.
Collaborate with agents, brokers, clients, and internal business partners to gather underwriting information and resolve questions.
Order and review reports, inspections, and other risk assessment tools as needed.
Communicate underwriting decisions, recommendations, and requirements to internal and external stakeholders.
Review existing policies for renewal, modification, and continued acceptability.
Maintain accurate underwriting documentation and ensure compliance with company standards and insurance regulations.
Develop and maintain strong relationships with agents, brokers, and business partners to support profitable growth.
Interpret and explain products, coverage options, and underwriting requirements.
Monitor industry trends, market conditions, and regulatory developments affecting the equine insurance market.
Perform other duties as assigned.