Treasury Liquidity Analyst (US)

TD•Charlotte, NC

1d•$61,880 - $99,320•Onsite

About The Position

The Liquidity Product Analytics group provides specialized analytical and advisory support within U.S. Liquidity Management. They analyze product-level activity, investigates material balance movements and emerging issues, and translates complex financial and regulatory data into actionable liquidity insights for management and key stakeholders. Develops and maintains analytical tools, supports committee and regulatory requests, and advances initiatives to improve data quality, analytical capabilities, and process efficiency. The Treasury Liquidity Analyst conducts analysis, reporting, monitoring, forecasting and/or reconciliation activities, develops applications, and/or provides technical support. This role contributes to the development of liquidity methodology and assumptions, processes, policies/frameworks and/or systems to support Liquidity Risk Management. Provides accurate, efficient, and comprehensive reporting and analysis, and supports Committee and/or regulatory requests.

Requirements

Undergraduate degree preferred
3+ years of experience

Nice To Haves

Experience working in SQL, Python
Experience applying approved artificial intelligence tools to research, analysis, knowledge discovery, or workflow improvement.
Prior experience in banking and/or a financial services
Strong written and verbal communication skills

Responsibilities

Conducts analysis, reporting, monitoring, forecasting and/or reconciliation activities.
Develops applications and/or provides technical support.
Contributes to the development of liquidity methodology and assumptions, processes, policies/frameworks and/or systems to support Liquidity Risk Management.
Provides accurate, efficient, and comprehensive reporting and analysis.
Supports Committee and/or regulatory requests.
Provides analytical support to all areas within the team and/or organization.
Develops, implements, and maintains systems and applications to extract data from product systems.
Prepares and presents funding and risk management reports.
Develops, documents and maintains applications as assigned by manager.
Evaluates the intraday and cashflow forecasting of the bank as it pertains to the cash management process.
Analyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activity.
Evaluates product and customer in behavior stress scenarios and provides views on concentration for funding.
Participates in the stress testing processes and provides Liquidity SME view in larger enterprise-wide undertakings.
Provides and assists in regulatory and internal management reporting on a timely and accurate basis.
Supports ongoing reviews with 1B, 2nd line and 3rd line functions.
Contributes to various operational activities and processes as assigned.
Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate.
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary.
Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.
Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices.
Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others.
Adheres to internal policies/procedures and applicable regulatory guidelines.
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest.
Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.