Treasury Analyst - Eden Prairie, MN

UnitedHealth Group•Eden Prairie, MN

4h•$49,700 - $88,800•Onsite

About The Position

Within the UnitedHealth Group Capital Markets & Balance Sheet Management team, the Treasury Analyst will actively analyze and support the organization's liquidity and funding, interest rate risk management, and strategic capital allocation strategies. Additionally, the Treasury Analyst will support SCA Health's loan financing efforts. SCA Health has over 320 ambulatory surgery centers (ASCs) across 33 states. These ASCs require individual financing for equipment, construction projects, or working capital lines of credit.

Requirements

Undergraduate degree in Finance, Economics, or Accounting (or equivalent)
Intermediate, Advanced or Expert in Excel and PowerPoint
Proven excellent written and verbal communication skills, with the ability to clearly convey ideas
Proven solid attention to detail, accuracy, and organizational skills
Proven solid analytical and problem-solving abilities, including evaluating and synthesizing data to support decision-making and resolve complex issues under tight deadlines

Nice To Haves

1+ years of relevant experience
Solid understanding of finance and economics, with sound judgment in loan-related matters
Familiarity with AI tools and technologies, with the ability to leverage them to enhance productivity and decision-making
Intermediate Power BI skills
Proven self-motivated, career-oriented, and accountable; effective both independently and in team settings
Proven ability to collaborate across teams and adapt to changing priorities in a dynamic, ambiguous environment
Proven ability to manage structured reporting deadlines alongside shifting financial market conditions
Demonstrates flexibility, resilience, and a willingness to support and drive change

Responsibilities

Manage and execute credit facilities and term loan setup process and compliance
Work with numerous internal financial leaders, legal, senior leadership and financial institutions to support the debt financing process via senior unsecured notes, commercial paper, and other credit products to fund short-term and long-term capital and liquidity needs
Prepare and reconcile various reports for daily, monthly, and/or quarterly distribution to senior leadership
Conduct analyses and develop presentations for Finance leaders and internal review committees, credit rating agencies and senior leadership
Maintain debt and derivative portfolio reporting of various credit products and their related counterparty exposure
Manage and execute standby letters of credit, comfort letters, and parental guarantee process
Support global intercompany loan process
Assist with the issuance of commercial paper to fund daily treasury operations
Assist with the operations of the accounts receivable factoring program
Assist with the preparation of cash flow, forex, and/or debt/interest expense forecasts and conducts variance analyses
Assist with the SCA Health loan origination process, including preparing request for proposal (RFP), reviewing term sheets, selecting lenders, reviewing loan documents, and closing
Collaborate with SCA Health lenders, legal teams, senior leadership, and finance teammates to support the debt financing process
Identify inefficiencies and create efficiencies in the external third-party loan process (RFP process, decision-making process, legal review, new loan program setup, training)
Negotiate proposed lending terms with banks for SCA Health financings
Support SCA Health finance teammates with ad hoc requests, new loans, renewals, reporting, covenant testing, and other loan-related questions
Conduct due diligence for M&A activities related to debt and prepare diligence reports outlining key findings
Perform ad hoc analysis