Treasury Advisor

BMO • Indianapolis, IN

3d • $55,000 - $120,000

About The Position

The Treasury Advisor applies consultative sales and relationship-management practices to generate leads and close sales of treasury management and payment solutions for new and existing clients while ensuring regulatory compliance. The role manages sales processes, client engagement, and outcomes; monitors implementation activities against timelines; and provides tailored solutions while improving processes to enhance client experiences and business outcomes.

The position handles client inquiries about products, pricing, and implementation; conducts sales discussions and shares product and industry insights; and manages the Client Management Process to identify needs, build relationships, and grow the client portfolio. It supports implementation through documentation, pricing, and timeline coordination, and works with internal teams to define client-appropriate products, solutions, and strategies. The Advisor also supports adoption of North American Treasury and Payment Solutions digital products, advises clients on cash flow, liquidity, and working capital, and builds long-term relationships with high-value and strategic clients.

The role analyzes account, client, and industry data; addresses overdrawn-account trends, document exceptions, and maturity-report discrepancies; and follows escalation procedures and regulatory requirements. It exercises judgment to resolve complex or unusual problems independently, while applying the bank’s Risk Management Framework and approved Risk Appetite. Broader duties may be assigned as needed. The position’s focus is primarily within a BMO business or group, with the possibility of broader enterprise-wide scope.

Requirements

• 4–6 years of relevant experience in treasury management, financial operations, or risk management in a corporate or banking environment is preferred.
• Bachelor’s degree required; Business Administration, Finance, or Accounting preferred. A related discipline or commensurate work experience may be considered.
• Technical proficiency gained through education and/or business experience.
• Advanced proficiency in Treasury Management.
• Advanced proficiency in Cash Management.
• Advanced proficiency in Payment Technologies.
• Advanced proficiency in Financial Analysis.
• Advanced proficiency in Risk Assessment.
• Advanced proficiency in Quality Assurance Auditing.
• Advanced proficiency in Regulatory Compliance.
• Advanced proficiency in Data Analysis Reporting.
• Advanced proficiency in Problem Solving.
• Advanced proficiency in Time Management.
• Advanced proficiency in Detail-Oriented work.

Nice To Haves

• 4–6 years of relevant experience in treasury management, financial operations, or risk management in a corporate or banking environment is preferred.
• A degree in Business Administration, Finance, or Accounting is preferred.

Responsibilities

• Generate leads and close sales of treasury management and payment solutions for new and existing clients.
• Manage client inquiries about product offerings, pricing, and implementation, providing clear and timely responses.
• Conduct sales discussions, introduce products and services, share industry insights, and foster proactive client engagement.
• Identify client needs, build relationships, and drive acquisition strategies through the Client Management Process.
• Analyze trends in overdrawn accounts, identify compliance risks, and implement escalation procedures in line with company directives.
• Resolve document exceptions and maturity-report discrepancies, maintaining accurate records and addressing potential issues.
• Coordinate client implementation activities to align with timelines and intended outcomes.
• Advise clients on treasury management solutions to optimize cash flow and liquidity management.
• Attend industry forums and community events to represent the Bank, stay current on market trends, and inform sales strategies.
• Build and maintain long-term relationships with high-value and strategic clients, providing advice on financial solutions and exceptional service.
• Analyze client and industry data to develop tailored solutions, including working-capital management strategies.
• Work with internal teams and stakeholders to define products, solutions, and strategies that meet client needs.
• Promote adoption of North American Treasury and Payment Solutions digital products and solutions.
• Support implementation through documentation, pricing, and project-timeline coordination, ensuring timely delivery and process improvement.
• Ensure adherence to regulatory requirements, internal controls, compliance obligations, and service standards.
• Apply the Risk Management Framework and approved Risk Appetite, make sound risk-informed decisions, protect bank assets, and comply with applicable policies, laws, and regulations.
• Exercise judgment to diagnose and solve problems within established rules, working independently on complex tasks and unique situations.

Benefits

• Health insurance
• Tuition reimbursement
• Accident and life insurance
• Retirement savings plans
• May include performance-based incentives, discretionary bonuses, and other perks and rewards

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level