Title Officer

Mother Lode Holding Company•Usa, OR

21h•Remote

About The Position

North Idaho Title Insurance, Inc., a Mother Lode Holding Company, is seeking a Title Officer. This role involves identifying and resolving issues that impact title insurability prior to closing by working with customers, attorneys, and lenders in an advisory capacity. The Title Officer will communicate with clients and third parties to gather necessary documentation to clear title-related issues, such as missing, incomplete, inaccurate, or contradictory information in the title commitment, adhering to internal and external policies and regulations. The role may specialize in commercial, industrial, or residential titles, or be proficient in all three. In some locations, the Title Officer performs a full-service role, including search, title examination, and other duties related to title review and clearing. This position may be part of a centralized title group, work independently, or be located in an escrow branch office.

Requirements

High School diploma or equivalent
3-5 years title/ related real estate experience with at least 2 years examining title
Strong verbal and written communication skills
Strong customer service orientation
Analytical and problem-solving skills
Strong detail orientation
Able to meet deadlines under pressure
Familiar with all aspects of title work
Flexible with the ability to multi-task and work in a fast-paced environment to handle all aspects of title support

Responsibilities

Performs title examination to examine the chain of title for a wide range of title orders, both residential and commercial.
Analyzes records, such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership and legal restrictions and to verify legal description of property and completeness of records.
Analyzes the effect of probate, foreclosures, building court cases, and bankruptcy proceedings on title insurance.
Examines trusts, wills, and affidavits of heirship.
Uses technical bulletins and other resources to evaluate and resolve problems.
Reviews and approves a variety of documentation including deeds, operating agreements, trusts, wills, affidavits of heirships, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of Organization.
Selects appropriate write-ups for commitments and policies for both standard and extended coverage.
May participate in business development activities to maintain existing clients and acquire new clients and may attend customer visits with sales personnel.
May price commitments, endorsements, policies and guarantees using predetermined schedule of fees and charges.
In some regions/locations, consult with attorneys to review search packages and on matters that require escalation.
May provide underwriting interpretation within established guidelines.
May request hold harmless letters from other title insurance companies; issue hold harmless letters as necessary.