Territory Manager - Personal and Small Commercial Lines (South Carolina)

Nationwide•Columbia, SC

17h•$112,000 - $168,000•Remote

About The Position

This role is with Nationwide's Property and Casualty team, a Fortune 100 company. The Territory Manager will be responsible for leading profitable growth across an assigned territory, specifically South Carolina. This involves developing and managing relationships with agencies and other distribution partners. The role requires using market intelligence, data analytics, business planning, and consultative selling skills to grow and retain business, improve portfolio performance, and position Nationwide as a provider of choice. The product mix may include Personal Lines, Small Commercial, or both. The territory size, partner portfolio, travel expectations, and coverage responsibilities may vary based on business needs and market opportunities.

Requirements

Undergraduate studies in general business, insurance, sales, marketing, or a related field; a degree is preferred.
Typically, seven to ten years of progressively responsible experience in insurance sales, underwriting, agency management, distribution, or a related field.
Property and casualty insurance experience is preferred, with experience in one or more of the product areas supported by the assigned territory.
Working knowledge of insurance products, underwriting, pricing, coverage, risk selection, sales practices, and distribution-partner operations.
Ability to apply market intelligence, data, analytics, and financial or portfolio information to identify opportunities and recommend actions.
Strong business planning, strategic selling, sales prospecting, relationship management, negotiation, and business-development skills.
Ability to build and maintain cooperative, mutually rewarding internal and external partnerships.
Ability to communicate effectively, influence decisions, present information, and adapt messaging to varied audiences.
Sound judgment and decision-making ability when evaluating competing priorities, customer or partner needs, underwriting considerations, service issues, and compliance requirements.
Ability to work independently within delegated authority and established company standards.
Strong customer focus, accountability, planning, organizing, priority setting, problem solving, collaboration, and results orientation.
Proficiency with relevant business tools, customer relationship management systems, dashboards, reporting, and virtual collaboration technologies.
Valid driver’s license and safe driving record required.

Nice To Haves

Relevant professional designation, such as Chartered Property Casualty Underwriter (CPCU) or Certified Insurance Counselor (CIC), is preferred.

Responsibilities

Understand the strategic and operational goals of the assigned territory and distribution partners; translate those goals into practical growth, profitability, service, and relationship strategies.
Monitor market conditions, competitive activity, local marketplace information, portfolio results, and other relevant data to identify opportunities, risks, and required actions; gather and communicate market intelligence, partner feedback, industry trends, and field insights to leadership and business partners.
Develop and execute territory and partner business plans, including measurable objectives, actions, accountabilities, scheduled checkpoints, and follow-through on commitments; lead or participate in portfolio, performance, and planning meetings to maintain alignment, monitor progress, and reinforce accountability.
Drive profitable new business, transferred business, retention, and portfolio growth across the product scope assigned to the territory.
Build productive relationships with agencies and distribution partners of varying size, capabilities, and strategic focus; adapt engagement strategies to the needs of each relationship.
Position Nationwide as a provider of choice by communicating product, technology, underwriting, service, and company-priority information in a clear and compelling manner.
Consult with distribution partners regarding appetite, acceptability, terms, conditions, pricing, coverage, risk selection, sales techniques, and available business solutions, within established authority and standards.
Analyze the quality and quantity of risks underwritten and prepare reports; analyze regional underwriting performance experience, identify problems on a territory level, and propose action plans to resolve those situations.
Review existing and potential accounts, agency capabilities, books of business, production, profitability, service performance, and growth trends to recommend targeted actions; perform analysis of the most complex accounts that require combining experience, intuition, and business savvy to make strategic territory and account decisions.
Identify opportunities for cross-line collaboration and refer opportunities to the appropriate internal business leaders when they fall outside the assigned scope.
Partner with Underwriting, Product, Marketing, Claims, Servicing, Operations, and other internal teams to solve problems, improve the partner experience, and execute growth strategies.
Provide tools, training, education, and support that help distribution partners achieve desired results; identify and communicate training and enablement needs.
Use available technology, dashboards, reporting, and customer relationship management tools to improve planning, visibility, workflow, and execution.
Support recommendations related to new agency appointments, agency alignment, deployment, relationship strategy, and termination decisions, based on business results and market needs.
Maintain compliance with company policies, procedures, underwriting standards, administrative practices, state requirements, and applicable regulatory expectations; maintain a responsive and visible field presence and help coordinate resolution of customer or distribution-partner service needs.
May perform other responsibilities as assigned.

Benefits

medical/dental/vision
life insurance
short and long term disability coverage
18 days paid time off each full calendar year pro-rated quarterly based on hire date
nine paid holidays
8 hours of Lifetime paid time off
8 hours of Unity Day paid time off
401(k) with company match
company-paid pension plan
business casual attire