Temporary Underwriter - DE/FHA Certified
About The Position
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo. We are seeking a highly efficient Temporary Underwriter with active DE/FHA certifications to join our team. This role is specifically designed to focus on the high-volume clearing of conditions for previously underwritten loans. The ideal candidate is a subject matter expert in HUD and investor guidelines who can hit the ground running to ensure loan packages are audit-ready and compliant for the secondary market.
Requirements
- 3-5 years of current Mortgage Underwriting experience (Front-end and Condition Clearing).
- Active DE and FHA Certification is mandatory.
- Must be comfortable with Byte, DU, LP, and Microsoft Office Suite.
- Advanced understanding of FNMA, FHLMC, FHA, and specific Investor guidelines.
- Must be a self-starter with a "friendly and motivated" attitude. High moral ethics and the ability to use logic to document complex files are essential.
- Excellent verbal and written communication skills with a high level of attention to detail.
- Local candidates only
Responsibilities
- Maintain a consistent pace to meet company standards of 60 new files (or equivalent condition clearing volume) per month.
- Heavily focus on the review and clearing of prior-to-close (PTC) and prior-to-funding (PTF) conditions on previously underwritten mortgage loan packages.
- Verify and validate the accuracy and completeness of all documentation. Ensure every file meets the rigorous standards required by FNMA, FHLMC, HUD, DE, and individual investors.
- Update and maintain precise loan data and documentation within the Loan Origination System (LOS) to ensure seamless transitions for Quality Control and Audit teams.
- Perform a variety of tasks to ensure mortgage loan packages are fully eligible for sale into the secondary market.
Benefits
- Medical, Dental, Vision, 401k
- Paid time off and sick days
- Paid holidays
- Long-term paid disability
- Paid maternity and bonding leave
- Full desk equipment provided
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
101-250 employees
