Tax & Retirement Operations Analyst

Altruist•Dallas, TX

5h•$59,000 - $86,000•Hybrid

About The Position

Altruist is entering an exciting new phase, and we're looking for an Tax and Retirement Operations Analyst to join our team. As a Tax & Retirement Operations Analyst, you’ll play a vital role behind the scenes, ensuring that all tax, cost basis, and retirement operations are accurate, compliant, and efficient. You’ll maintain the integrity of thousands of client accounts — processing transactions, reconciling data, producing tax forms, and ensuring compliance with IRS and regulatory standards. This role is ideal for someone with exceptional attention to detail, a strong understanding of brokerage and retirement operations, and a drive to deliver operational excellence in a fast-paced fintech environment.

Requirements

1+ years of experience in financial operations, retirement services, cost basis management, or brokerage operations
Bachelor’s degree or equivalent experience in financial services, operations, or accounting.
Knowledge of IRA and 401(k) account rules, custodial operations, and tax reporting.
Familiarity with a wide range of investment products (stocks, bonds, mutual funds, ETFs, options).
Sharp attention to detail with strong analytical and problem-solving skills.
Ability to prioritize, multitask, and thrive in a deadline-driven environment.
Excellent written and verbal communication skills with the ability to collaborate cross-functionally.

Nice To Haves

FINRA Series 99 or Series 7 license (or willingness to obtain).
Understanding of retirement vs. non-retirement tax treatment and beneficiary rules.
Knowledge of IRA and 401(k) account rules, custodial operations, and tax reporting.

Responsibilities

Maintain and update client cost basis across equities, mutual funds, ETFs, fixed income, and options.
Process and reconcile corporate actions (splits, mergers, spin-offs, return of capital events) with real-time cost basis adjustments.
Manage wash sales, gain/loss adjustments, and tax corrections in compliance with IRS standards.
Support the production, review, and reconciliation of tax forms, including Forms 1099-B, 1099-DIV, 1099-INT, 1099-MISC, 1099-OID, 5498, and 1099-R.
Investigate and resolve cost basis discrepancies by collaborating with custodians, fund companies, and internal teams.
Ensure complete and accurate cost basis preservation during ACATs, non-ACATs, and asset transfers.
Manage transactions including contributions, distributions, rollovers, RMD recalculations, Roth conversions, recharacterizations, and death claims.
Collaborate with internal teams (Client Success, Compliance, Product, Engineering) to improve processes and resolve operational issues.
Ensure all retirement operations meet regulatory and IRS standards, including Publication 590-A/B and the SECURE Acts.

Benefits

A hybrid work schedule for most positions to promote strong, in-person collaboration and a healthy work-life-balance.
Stunning, amenity-filled office spaces in Culver City, CA, San Francisco, CA, and Dallas, TX. Our offices are intentionally designed for comfort, collaboration, and productivity.
Competitive pay and equity for eligible positions.
Premium healthcare, dental, and vision insurance plans (HMO and PPO).
401k savings plan with a 4% match and immediate vesting.
16 week paid parental leave.
Professional growth and development opportunities including an employee mobility program and an annual L&D budget allocation for each employee.
Company perks program (includes discounts on pet insurance, fitness, cell phone plans, entertainment and travel, etc.).
Financial guidance program (includes counseling on navigating debt, tracking personal spend, saving and planning goals, home-purchasing preparedness, etc.).
One month work from anywhere policy (with the exception of a few countries).