SVP - Business Balance Sheet Management & Strategic Business Analytics - Hybrid

Citi • Schaumburg, IL

3d • $144,480 - $216,720 • Hybrid

About The Position

We are seeking a strategic, quantitative leader to join the US Consumer Cards In-Business Credit & Franchise Risk Organization. As the Senior Vice President of In-Business Balance Sheet Management & Strategic Business Analytics, your mission will be to build and lead the analytical engine that drives profitable, resilient growth for a multi-billion-dollar credit card portfolio. You will be responsible for steering USCC business strategies in response to evolving capital and funding dynamics. This is a high-impact role where you will lead a team of quantitative analysts to model the P&L and capital impacts of major strategic decisions, partnering directly with executive leadership to shape the future of the business and optimize for both profitability and regulatory compliance.

Requirements

• 10+ years of progressive experience in financial services or management consulting, with a strong focus on credit risk, capital management, and financial planning.
• Expert knowledge of consumer banking products (especially Credit Cards), including P&L drivers, risk/return dynamics, and key performance indicators.
• Deep, practical knowledge of capital and balance sheet management frameworks, including CCAR, CECL, Basel III Endgame, and Recovery & Resolution Planning.
• Proven experience developing and implementing forecasting models for balance sheet and P&L components.
• Demonstrated ability to lead quantitative teams and derive actionable insights from complex risk/reward trade-off analysis.
• Strong project management skills with a proven track record of delivering complex analytical solutions on tight deadlines.
• High proficiency in Excel and data visualization tools (Tableau, Power BI).
• Hands-on experience with, or demonstrated experience leading teams that heavily utilize, statistical programming languages (e.g., SAS, Python, R).
• Experience leveraging large-scale data platforms (e.g., cloud data warehouses, Hadoop/Spark environments) is highly desirable.
• A demonstrated history of driving change, managing for results, and solving complex, ambiguous problems.
• A collaborative work style with the ability to build strong relationships and influence partners across organizational boundaries and hierarchies.
• Executive presence with consistently clear, concise, and persuasive communication skills (both written and verbal).
• A forward-thinking leader who can drive innovation while maintaining a detailed, end-to-end view of the business.
• Bachelor's degree in a quantitative discipline (e.g., Finance, Economics, Statistics, Engineering) is required.
• Analytical Thinking
• Credible Challenge
• Governance, Policy, Procedure, and Regulation
• Portfolio Analysis
• Risk Management Lifecycle

Nice To Haves

• Master’s degree in a quantitative field (Financial Engineering, Operation Research, Statistics) or an MBA in Finance is strongly preferred.
• For complementary skills, please see above and/or contact the recruiter.

Responsibilities

• Lead, mentor, and develop a high-performing team of quantitative analysts, fostering a culture of analytical rigor, intellectual curiosity, and innovation.
• Serve as the team's expert guide on complex quantitative models, advanced statistical analysis, and data-driven decision-making.
• Own performance management, talent development, and succession planning for the team.
• Architect and own the sophisticated financial models used to project the full P&L and balance sheet impacts of business initiatives under various economic and regulatory scenarios. This includes direct ownership of P&L projections for long-range strategic planning.
• Conduct rigorous scenario analysis and sensitivity testing on key drivers (e.g., interest rates, credit losses, new account volume, regulatory capital requirements) to identify and quantify potential risks and opportunities.
• Translate complex model outputs into a clear, actionable "so-what" for executive leadership. Your team's insights will be critical for decision-making on new products, partnerships, portfolio actions, and other strategic initiatives.
• Develop and deliver compelling, data-driven narratives and presentations for senior and executive management, effectively communicating complex quantitative concepts and strategic recommendations.
• Partner with cross-functional leaders across Risk, Finance, and the Business to drive alignment and execution.
• Serve as a key point of contact for internal audit and external regulators on matters related to capital, balance sheet, and financial projections.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Executive