About The Position

The Commercial Banking Development Programs Readiness Associate opportunity is a strategic gateway into Commercial Banking, offering a structured, comprehensive development experience for individuals interested in progressing toward client-facing roles. This program is designed for both seasoned professionals and talented individuals with prior banking, financial services, or client-facing experience—whether you are an external applicant or an existing Scotiabank employee seeking to accelerate your career in Commercial Banking. This is a results-driven Talent Development Program of up to 12 months in duration. Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon successful completion of the program, participants will be placed into a full-time position, with the potential for career advancement into senior roles.

Requirements

  • Post-secondary education in business, finance, accounting, economics, or a related field is preferred.
  • 2–6 years of prior experience in credit, business development, client-facing, advisory, strategy, or relationship management – especially in transaction banking or related areas is an asset.
  • Demonstrated learning agility, self-directed growth, and a keen interest in Commercial Banking.
  • Experience in international banking, cross-border transactions or global financial markets is highly valued.
  • Strong client-centric judgment and decision making, risk awareness, and effective escalation skills.
  • Excellent communication and disciplined documentation, with an eye for regulatory and operational compliance in global and domestic transaction banking environments.
  • Collaboration skills and ability to deliver integrated solutions across teams.
  • Professional presence, adaptability, and ability to integrate into a fast-paced, changing environment.
  • Must have a valid driver’s license and reliable access to a vehicle for travel within the assigned territory.

Responsibilities

  • Participate fully in the Talent Development Program, accelerating expertise in Commercial Banking credit, risk, and business development through guided learning, practical assignments, and coaching.
  • Engage in complex, hands-on assignments across credit, risk, and client service disciplines to build professional judgment and leadership confidence.
  • Work collaboratively with internal partners including Global Risk Management, Business Service Centre and Wealth Management, and occasionally external professionals such as solicitors and accountants.
  • Champion a customer-focused culture, deepening client relationships and leveraging broader Bank resources.
  • Support Directors and Relationship Managers across various Commercial Banking segments, assisting with servicing a diverse client base—both borrowing and non-borrowing and with operations extending nationally or internationally.
  • Actively develop business development capabilities, including risk management, commercial acumen, communication, and collaboration, progressing from foundational awareness to independent execution.
  • Ensure compliance with regulatory and Bank standards, enhance financial analysis, due diligence, and monitoring skills, and support strong credit decisions and portfolio quality.
  • Model professional behaviors, contribute to a collaborative team environment, and demonstrate accountability for personal growth.
  • Apply learning from training, coaching, and feedback to real-world client activities and internal forums.
  • Seek feedback, reflect on performance, and demonstrate resilience, adaptability, and ownership of personal development.

Benefits

  • Accelerated development experience preparing you for client-facing roles in Commercial Banking.
  • Exposure to a broad range of assignments and collaboration with industry-leading professionals.
  • Opportunities to build expertise in business development, credit, and risk within a dynamic commercial banking environment.
  • Support from program leadership, business stakeholders, and internal partners as you progress toward placement readiness.
  • Experience with complex client, credit, and operational data management, and exposure to both standard and sophisticated client needs.
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