2027 Summer Analyst - Risk Management - Tempe, AZ

MUFG • Tempe, AZ

11d • Hybrid

About The Position

The Risk Management Summer Analyst Program at MUFG is designed to help you learn how the Bank maintains a disciplined approach to identifying, assessing, managing, reporting, and mitigating risks. Our 10-week Summer Analyst Program begins in early June and is structured to provide rising seniors with hands-on experience and business exposure in the world of Risk Management. You will be placed in a specific group that allows you to concentrate and quickly develop the skills and knowledge required to become an integral part of the team. You will work alongside MUFG professionals at all levels who will serve as your instructors and mentors. Interns also have the opportunity to attend learning sessions led by Americas Risk Management professionals in all of the Risk Disciplines at the bank. The Risk Program is designed to help you experience just what it’s like to manage risk within a Global Investment Bank.
In this role, the Analyst will have opportunities to interact with colleagues within Americas Risk Management and the Lines of Business and Products Owners while rotating through activities in their assigned area of a given risk discipline. With the goal of learning the components of the MUFG Risk Framework and how it is implemented within the Bank to effectively assess, monitor, and control risk. Additionally, the Analyst will have the opportunity to work on cross functional projects to gain insights into how the various risk frameworks intersect and support the overall management of risk at the Bank and support the strategic goals of MUFG.
Based on background, interest, and firm need – interns will be selected to work in one of the following areas:
Credit Risk Reporting: The reporting around risk of loss and reduction in capital, and weakened financial resiliency, arising from borrowers or counterparties not paying as agreed on loans or other contractual agreements.
Liquidity Risk and Interest Rate Risk: The risk that the enterprise will not have, or may simply be perceived as not having, enough cash, liquid assets, or fulfill liabilities to fund loans, pay operating expenses, or other contractual obligations as they come due and the risk that focuses on assessing how changes in market interest rates may affect the bank’s earnings and financial position, respectively.
Operational Risk: The risk from events which may have an adverse effect on current projected financial condition and resilience arising from inadequate or failed internal processes or systems, human error or misconduct, or adverse external events.
Enterprise Risk Management: Risks resulting from reputational and strategic events. Also, encompassing Risk Governance functions such as risk appetite etc.
Quantitative Risk Control: The use of any Models invariably presents Model Risk, which is the potential for adverse consequences (e.g., financial loss, poor business and strategic decision-making, or damage to an organization’s reputation) from decisions based on incorrect or misused Model outputs and reports.

Requirements

• Graduating between December 2027 and Spring 2028
• 3.0 GPA or higher
• Strong interest in Banking/Financial Services/Risk Management
• Pursuing a Bachelor’s degree in one of the following fields: Business, Finance, Economics, Accounting, Supply Chain Management, Data Analytics, Marketing or a related field
• Coursework in microeconomics, macroeconomics, finance, business, or previous internship experience in the financial industry
• Microsoft Suite proficiency (Excel, Word, PowerPoint, Outlook)
• Process oriented with strong organizational, project management and multi-tasking skills
• Ability to work autonomously and demonstrate execution in demanding situations
• Clearly evidenced client service, interpersonal, and written/verbal communication skills
• Ability to grasp concepts quickly and independently; interpret data, draw conclusions, and present findings effectively
• Adapts well to changing priorities; learns new tasks and activities quickly
• Applicants must be authorized to work in the United States on a permanent basis and not require visa sponsorship now or in the future.
• MUFG will not hire individuals for internships whose work eligibility is based on their F-1 or other limited student visa status

Nice To Haves

• Experience with Tableau, SQL, Python, Microsoft Power BI, Infopath, and/or Sharepoint
• Previous internships, volunteer, professional or academic club experiences
• Knowledge of banking systems and practices, market factor or regulatory environment is a big plus
• Experience in client servicing and requirements identification
• Advanced Microsoft Office skills including Excel proficiency.

Responsibilities

• Learn how the Bank maintains a disciplined approach to identifying, assessing, managing, reporting, and mitigating risks.
• Gain hands-on experience and business exposure in the world of Risk Management.
• Be placed in a specific group to concentrate and quickly develop skills and knowledge.
• Work alongside MUFG professionals who will serve as instructors and mentors.
• Attend learning sessions led by Americas Risk Management professionals in all of the Risk Disciplines at the bank.
• Interact with colleagues within Americas Risk Management and the Lines of Business and Products Owners.
• Rotate through activities in their assigned area of a given risk discipline.
• Learn the components of the MUFG Risk Framework and how it is implemented within the Bank.
• Work on cross-functional projects to gain insights into how various risk frameworks intersect and support overall risk management.
• Support the strategic goals of MUFG.

Benefits

• Opportunity to receive an offer for full-time employment upon graduation
• Three-year rotation program opportunity based on performance
• Networking opportunities with employees across different business groups and levels
• Mentorship and professional development guidance
• Performance reviews

What This Job Offers

• Career Level: Intern