2027 Summer Analyst – Global Markets Credit (New York City)

TD•New York, NY

19h•$110,000•Onsite

About The Position

As a leading corporate and investment bank, TD Securities offers a wide range of integrated capital markets products and services. Our corporate, government, and institutional clients choose us for our innovation, execution, and experience. With over 7,200 professionals operating in 39 cities across the globe, we work closely with our clients to help them meet their needs today and prepare for tomorrow. At TD Securities, the Global Markets Credit function enables the various trading desks to transact with clients by conducting credit underwriting and transaction structuring for various types of counterparty exposures. These clients are users of a wide variety of capital market trading products, such as derivative and lending facilities. The group also performs monitoring and ad hoc reporting on the credit risk profile of TD Securities’ clients. TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer. Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities. At TD Securities, you will learn the financing business and gain a competitive advantage of your own. You will be exposed to a wide variety of clients, industries, financing structures and products. You will also work in a team environment, honing the analysis skills and experience necessary to be successful in the industry. JOB OVERVIEW TD Securities is looking for candidates with varying backgrounds and experiences to join our 2027 Global Markets Credit - Summer Analyst Program and be immersed in our inclusive culture! This program will connect you with experienced professionals through on-the-job training and desk rotations. You will work alongside industry experts in a fast-paced collaborative environment. This is a ten-week program running from early June to mid-August in person in our offices in New York City.

Requirements

Pursuing a (4) year university or college degree with an anticipated graduation date between December 2027 and June 2028
You must be work authorized in the United States without the need for employer sponsorship
All majors welcome, but significant coursework in a business-related field is required
Results driven, proven academic excellence and strong interpersonal skills
High ethical and professional standards
Strong financial/analytical/technical skills, knowledge of MS Excel preferred
Proactive and highly motivated
Excellent verbal and written communication abilities
Strong problem-solving skills
Successful candidates must have the capacity to become adept at financial modeling
Able to work effectively both independently and in a collaborative team environment
Demonstrated leadership (i.e. sports, clubs, extracurricular activities, and philanthropy, etc.)

Responsibilities

Assist in the preparation of high-quality credit submissions relating to business proposals
Conduct appropriate market, industry and client credit analysis with clearly articulated rationale for credit decisions and borrower risk ratings
Work closely with other product groups, including TDS Treasury Sales and Trading, TD Securities Cash Management, TDS Trade Finance and other business areas of TD to ensure that credit needs are being met
Ongoing monitoring of Counterparty’ performance and credit exposures, including compliance with authorized credit limits and terms, as well as reporting requirements
Identify potential problems requiring attention and recommend appropriate actions to best manage the risks in deteriorating credit situations
Contribute to a strong credit culture by proactively raising issues on credit, reputational and operational risks
Assess the balance of risk and return as part of the credit underwriting process