Subrogation Specialist

Atoms•Dallas, TX

8h•$70,000 - $90,000•Onsite

About The Position

The Subrogation Specialist owns recovery when another party is responsible for damage to an Atoms vehicle or a loss paid by Atoms. The role identifies recovery opportunities, builds well-documented claims files using telematics and dashcam evidence, and pursues at-fault parties and their insurers. Strong subrogation work provides a direct, measurable return to the business. The position is based in Atoms’ Dallas office and is onsite five days a week. The listed base salary range is $70,000–$90,000 per year. Eligible employees may also receive equity awards and an annual performance-based bonus. The role is listed among benefits for USA full-time exempt employees.

Requirements

At least 3 years of auto subrogation experience with a carrier, third-party administrator (TPA), or fleet.
Strong negotiation skills and a track record of collected recoveries.
Working knowledge of comparative/contributory negligence and inter-company arbitration procedures.
Familiarity with auto physical-damage estimating and total-loss valuation.

Nice To Haves

Adjuster license.
Arbitration experience.
Comfort working with telematics and video evidence.

Responsibilities

Review new and open claims for subrogation and recovery potential, including deductible recovery.
Build and document recovery files using police reports, Samsara telematics, dashcam footage, repair estimates, and driver statements.
Pursue at-fault third parties and their insurers by presenting demands, negotiating, and driving claims to recovery.
Manage inter-company arbitration filings and responses, including through Arbitration Forums, when negotiation stalls.
Apply jurisdiction-specific comparative or contributory negligence principles to maximize net recovery.
Track and report recovery metrics, including dollars identified, pursued, and collected, to Risk leadership.
Partner with the Claims Coordinator, Claims Manager, and legal on litigated or high-value recoveries.

Benefits

Medical, dental, and vision insurance, with multiple plans including HSA options.
Company-paid life and short- and long-term disability insurance.
Voluntary accident, critical illness, and hospital indemnity insurance.
Optional supplemental life insurance for employees, spouses, and children.
Pet insurance discount.
401(k).
Health Savings Account (HSA).
Flexible Spending Accounts for healthcare, dependent care, and commuter expenses.
Discretionary vacation days.
Eight paid holidays per year.
Paid sick time.
Paid bereavement leave.
Paid parental leave.
Possible equity awards and an annual performance-based bonus.