CIB, Structured Finance Associate - Infrastructure

Santander

5d • $175,000 - $225,000 • Onsite

About The Position

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Structured Finance specializes in originating, advising, and structuring financing for specific large-scale, long-term projects for corporate and government clients. Projects can include Energy generation, , Infrastructure, Digital , and Real Estate. Within Structured Finance, the Infrastructure Business is responsible for Oil & Gas Midstream (LNG, pipelines, storage, FPSOs), Transportation (rail, roads, airports, ports, terminals, EV infra), Asset Finance (rolling stock, aviation, shipping, EV fleets), Social Infrastructure (healthcare, education, defense), Gigafactories and Raw materials. The CIB, Structured Finance Associate in the Infrastructure Business will be a member of deal teams leading the origination, execution and distribution/syndication of financing transactions that meet Santander’s profitability and risk targets and support the Firm’s strategic objectives.

Requirements

• Bachelor's Degree or equivalent work experience in Finance, Business, Accounting, Engineering, or Economics or equivalent work experience
• 3+ years of relevant professional work experience
• Between 1-3+ years of experience in banking or finance industry with strong credit analysis experience.
• Significant experience in the analysis and structuring of highly complex transactions, including project-oriented financings
• Must have exposure to analyzing and negotiating transaction documents
• Must have detailed direct experience of modelling and execution project financing transactions
• Ability to influence and drive complex initiatives and manage logistics with internal stakeholders
• Strong credit and risk analysis skills
• Ability to travel as required
• Strong analytical / problem solving skills
• Strong relationship management and negotiation skills
• Excellent written and verbal communications skills
• Superior organizational and time management skills with the ability to efficiently work on several priorities at a time
• Ability to work independently and in a fast-paced environment with little supervision
• Proficiency in Microsoft office products - Word, Excel and Outlook.
• SIE, S63, S79 required within 90 days of hire.

Nice To Haves

• Exposure in infrastructure, real estate, renewable or digital/AI infrastructure debt or equity transactions is preferred but not required depending on credit analysis or prior project finance experience.
• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

• Preparation of marketing materials and proposals
• Calling on clients, making presentations
• Structuring transactions, research, analysis of existing or potential transactions and/or industries
• Negotiating mandates
• Reviewing legal documents and negotiating transactions with clients, analyzing various risks and preparing credit applications and the development of cash flow models
• Participation in transaction due diligence
• Researching and analyzing industries and market data
• Participating in strategic planning and business management for the Infrastructure business
• Collaborate effectively with CIB teams globally across Structured Finance, Fund Finance, Leveraged Finance, M&A, Sponsor coverage and Distribution.

Benefits

• A fair and competitive rewards package that reflects the impact you create and the value you deliver.
• Benefits are designed to support you, your family and your well-being, now and into the future.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree