Staff Data Scientist, Finance Analytics

Chime FinancialSan Francisco, CA
Hybrid

About The Position

We’re looking for a Staff Data Analyst to become Chime’s dedicated analytics partner to Strategic Finance on the Spending portfolio — debit, Credit Builder, Chime Card and Single Balance, Chime Deals, Spending Insights, and Checkbooks. Finance’s demand for spending data has outgrown an ad hoc, request-by-request model, and this role exists to fix that: building the roadmap, tooling, and semantic layer that let Finance answer its own questions, and designing the AI-assisted workflows that make that data usable at scale. You’ll retain fluency in Spending’s products and experimentation, but Strategic Finance — not Product — is the primary partner. This is a strategic, area-level role. You’ll work on ambiguous problems — deciding what Finance actually needs, building durable infrastructure instead of one-off pulls, and reframing requests when the initial ask isn’t the real question — while mentoring other analysts along the way.

Requirements

  • 8+ years in analytics roles spanning both finance and product analytics.
  • Track record of building infrastructure that scales an analytics function beyond one-off requests.
  • Direct experience partnering with a Finance or Strategic Finance organization.
  • Fluent in unit economics, contribution margin, and forecasting, not just product metrics.
  • Expert-level SQL and strong proficiency in Python.
  • Deep expertise in experimental design, A/B testing, and causal inference.
  • Experience applying ML techniques to business problems.
  • Track record as a trusted strategic partner to senior leaders (Directors/VPs).
  • Exceptional data storytelling at executive altitude.
  • Experience using Hex and Looker.
  • Experience building dbt/Airflow pipelines.
  • Fluency with AI coding/analytics tools (e.g., Claude Code, Cursor) used to build self-serve workflows for non-technical stakeholders like Finance.
  • Expert-level SQL ability and strong proficiency in Python.
  • Deep expertise in applied statistics, experimental design, and analysis of A/B tests, including causal inference.
  • Demonstrated experience applying ML techniques to business use cases.
  • Demonstrated experience as a trusted strategic partner to senior cross-functional leaders (Directors/VPs).
  • Strong bias toward proactive problem discovery on ambiguous problems.
  • Strong business intuition and judgment.
  • Exceptional data storytelling and data visualization ability.
  • Experience with Hex and Looker.
  • Experience building and maintaining data pipelines with dbt or Airflow.
  • Fluency with AI coding/analytics tools (such as Claude Code and Cursor) and a track record of driving their adoption.

Nice To Haves

  • FinTech, payments, or card a plus.

Responsibilities

  • Building the roadmap, tooling, and semantic layer that let Finance answer its own questions.
  • Designing AI-assisted workflows that make data usable at scale.
  • Working on ambiguous problems, deciding what Finance actually needs.
  • Building durable infrastructure instead of one-off pulls.
  • Reframing requests when the initial ask isn’t the real question.
  • Mentoring other analysts along the way.
  • Shaping strategy at the area or business-line level.
  • Carrying weight in contested decisions and influencing roadmaps through both data and judgment.
  • Proactive problem discovery on ambiguous problems.
  • Applying prioritization frameworks to your work (e.g., RICE, Eisenhower matrix).
  • Communicating at executive altitude.
  • Building and maintaining data pipelines with dbt or Airflow.
  • Contributing to shared analytical infrastructure and standards.
  • Driving adoption of AI coding/analytics tools.

Benefits

  • Bonus
  • Competitive equity package
  • 401k match
  • Medical, dental, vision, life, and disability benefits
  • Generous vacation policy
  • Company-wide Chime Days
  • Company-wide paid days off
  • 1% of your time off to support local community organizations
  • Annual wellness stipend
  • Up to 24 weeks of paid parental leave for birthing parents
  • 12 weeks of paid parental leave for non-birthing parents
  • Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
  • In-person and virtual events
  • Backup child, elder, and/or pet care
  • Subsidized commuter benefit
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