About The Position

The MSI Commercial Habitational E&S – Senior Underwriter will generate new business for our commercial habitational product while cultivating long-term relationships with key production sources in the commercial E&S market. This role focuses on driving new account submissions and binding profitable opportunities, working alongside a team of motivated underwriters. Clear growth and loss ratio goals will guide performance, with opportunities to excel and be recognized for strong results.

Requirements

  • Bachelor’s degree, preferably in a Business, Economics, Marketing or Engineering field, or equivalent years’ experience.
  • Commercial Property underwriting experience within an insurance carrier, MGA / program administrator, or agency / brokerage.
  • Ability to demonstrate a sense of urgency to resolve problems and meet broker and market expectations of service.
  • Above‑average technical aptitude with proven capability to work effectively across multiple systems, tools, and digital platforms.
  • Experience working with MS Office (Excel, PowerPoint, Word, Outlook).
  • Excellent oral and written communication skills.
  • Ability to travel approximately 1-2 times per quarter to visit agents and/or attend team meetings.

Nice To Haves

  • E&S commercial property underwriting experience preferred.

Responsibilities

  • Underwrite and produce new habitational accounts, including appropriate risk selection, negotiation of terms and conditions, and accurate account pricing.
  • Monitor market trends and competitive activity to help the organization anticipate shifts and maintain a leading market position.
  • Visit brokers and collaborate with key agencies to drive new business production and gain insight into the commercial habitational insurance market.
  • Ensure all issued policies comply with carrier and reinsurance requirements.
  • Support the training and development of peer underwriters and underwriting assistants to ensure guideline adherence, sound underwriting judgment, and consistent execution of underwriting processes.
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