Sr. Treasury Analyst

Love's Travel Stops & Country Stores•Oklahoma City, OK

9h•Onsite

About The Position

Welcome to Love's: Our Finance department is seeking an experienced Senior Treasury Analyst to lead process improvements, support capital structure and financing strategies, and serve as a subject matter expert on cash, banking, and risk management activities. Play a critical role in managing and optimizing the organization’s liquidity, cash flow, banking infrastructure, debt, and financial risk management programs, including foreign exchange (FX) and interest rate risk. This position executes daily Treasury operations across corporate and retail cash management and partners cross-functionally with Finance, Accounting, Tax, Legal, IT, and Operations to support strategic Treasury initiatives.

Requirements

Bachelor’s degree in Finance, Accounting, Economics, or a related field required.
5–8 years of progressive corporate treasury, cash management, or banking experience.
Strong understanding of cash management, banking products, debt instruments, and FX and interest rate markets
Advanced proficiency in Excel
Working knowledge of accounting principles, bank reconciliations, financial reporting, and audit preparation
Familiarity with internal controls and regulatory and compliance standards related to Treasury operations
Strong analytical, critical thinking, and problem-solving abilities
Excellent communication and interpersonal skills
Ability to present financial data to non-financial audiences
Capable of working effectively with all levels of the organization and external partners
Detail-oriented with strong organizational, project management, and time management skills
Ability to meet deadlines in a fast-paced environment
Proven ability to work independently and lead cross-functional initiatives
Maintains integrity with confidential data

Nice To Haves

CTP strongly preferred
MBA, CPA, or CFA a plus
Experience with treasury management systems such as GTreasury, Kyriba, Reval, and Quantum preferred
Experience with ERP systems preferred
Proficiency with data visualization tools is a plus
Experience with treasury management systems, ERP platforms, and wire/ACH payment templates preferred

Responsibilities

Lead daily cash positioning and liquidity management across the Love’s Family of Companies, ensuring sufficient liquidity to meet operational and strategic obligations.
Develop and maintain short-term and long-term cash flow forecasts; partner with FP&A to analyze forecast variances and establish working capital metrics.
Manage cash concentration, disbursement, and pooling structures, including intercompany cash management and short-term investment and borrowing strategies.
Execute and review wire transfers, ACH payments, and other disbursements to ensure accurate, timely, and well-controlled processing.
Support store-level cash management programs, including cash recyclers, armored carrier services, and currency and coin ordering.
Partner with Operations, Technology, and Accounting to improve retail cash processes, reconciliation, and reporting accuracy.
Manage day-to-day relationships with banking partners, including analysis of bank fees and service levels and support for fee and agreement negotiations.
Oversee bank account administration, including account openings, closings, signatory updates, KYC and beneficial ownership documentation, and FBAR-related banking records.
Serve as a Treasury liaison to internal business partners, including Accounts Receivable, Accounts Payable, Legal, Tax, and IT.
Support daily management of the Company’s revolving credit facility, including borrowings, repayments, and monthly debt accruals.
Track and manage the debt portfolio, monitor covenant compliance, and prepare lender and credit facility reporting.
Develop interest expense models and identify opportunities to lower interest expense and optimize borrowing capacity.
Provide analysis and recommendations on capital structure, financing strategies, and short-term investment opportunities consistent with Company policy and risk tolerance.
Partner with Finance to identify, monitor, and mitigate foreign exchange, interest rate, and counterparty risks.
Execute hedging strategies in alignment with corporate policy, including managing FX trading platforms, counterparty relationships, confirmations, and settlement processes.
Ensure Treasury activities comply with internal controls, Treasury policies and procedures, and regulatory requirements.
Prepare and present Treasury reports and analytics to senior leadership, including cash position summaries, liquidity metrics, forecast variances, risk exposures, and debt performance, along with ad hoc analyses to support strategic decision-making.
Support month-end, quarter-end, and year-end close, including bank reconciliations, journal entries, and financial statement disclosures.
Support internal and external audits by preparing documentation and responding to inquiries related to Treasury operations.
Drive the implementation, optimization, and maintenance of Treasury technology, including the treasury management system (TMS), ERP integrations, exposure management tools, and cash forecasting platforms.
Partner with IT to implement automation and process improvements that improve reporting accuracy, reduce manual processes, and strengthen operational controls.
Evaluate structural improvements such as cash pooling, multilateral netting, and banking structure optimization.
Serve as a subject matter expert on Treasury processes and systems, maintain desk procedures, and stay informed of emerging technologies, regulatory changes, and industry best practices.
Contribute to Treasury projects such as M&A integration, system upgrades, and banking structure initiatives.
Other duties as assigned.