Sr. Software Engineer, Backend

BettermentNew York, NY
$175,000 - $215,000Hybrid

About The Position

Broker Dealer is the core of the Betterment platform. On a busy day, we securely move millions of dollars through the Betterment system and ensure each transaction flows through a complex series of risk checks for strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions. As a Senior Engineer in our Broker Dealer organization, you'll help balance on-time delivery of new platform features alongside system stability and scale, all while helping mentor and grow a team of amazing engineers. This role is based out of our NYC office. For jobs based out of our NYC HQ, we require in office attendance Monday through Thursday, weekly. Below we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. New York City: $175,000 - $215,000

Requirements

  • 5+ years professional experience in at least one object-oriented language
  • Familiarity with writing Java code
  • 5+ years professional experience with SQL and relational databases, including designing schemas and writing detailed SQL queries
  • A strong command of fundamental algorithms and data structures
  • Experience working in large-scale distributed systems
  • Experience designing, building, scaling, and maintaining core backend software components
  • Proven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and security

Responsibilities

  • Build innovative trading and money-movement technology that empowers people to make the most of their money so they can live better
  • Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat
  • Uphold a standard of excellence in your work, continuously seeking improvement and welcoming guidance from more experienced engineers
  • Collaborate with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s software even better
  • Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers — you’ll build the tools to make it possible
  • Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering
  • Contribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that achieve company objectives

Benefits

  • health, dental and vision benefits
  • life and AD&D
  • short-term and long-term disability insurance
  • EAP
  • commuter and parking benefits
  • FSA/HSA
  • 401(k) with employer match
  • flexible PTO policy
  • variable compensation in the form of a company incentive bonus
  • medical, dental, and vision insurance
  • STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits
  • generous parental leave
  • Meaningful opportunity for community building through our 7 Employee Resource Groups
  • Empowerment to own and lead change and affect the business
  • Dedicated professional development opportunities
  • Lunch from our in-house chef at our NYC headquarters
© 2026 Teal Labs, Inc
Privacy PolicyTerms of Service