Sr. Residential Mortgage Loan Officer (RMLO)
THIRD COAST BANK•Houston, TX
•Hybrid
About The Position
You will act as liaison between customers and our financial institution, and you will help qualified applicants acquire loans in a timely manner.
Requirements
- Minimum of 5-years’ experience as a loan originator
- High School Graduate
Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options, and introduce different types of loans
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Performs all other duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
High school or GED
