Sr. Research and Development Engineer

Charles Schwab Inc. • Austin, TX

1d • $136,000 - $152,000

About The Position

The R&D Software Engineer will be part of a small development team to conduct research on emerging technology and user trends, create innovative concepts to improve Schwab's customer experience, implement prototypes and present them to Schwab Leadership teams. The R&D team is responsible for conducting experiments that yield learnings to the business and technology teams, inspiring them to take successful concepts to production. The R&D team, by design, works in sandbox environments and develops proofs-of-concept (PoC) to advise and catalyze production product backlogs.

Requirements

• 4–6 years in software/computer engineering or similar technical roles.
• 1–3 years working specifically in Artificial Intelligence, with an emphasis on Generative AI.
• Experience with production deployment, architecture consultations, presenting POV to influence executives.
• Experience with Gen-AI and associated technologies (LLMs, PyTorch/TensorFlow, Transformer models).
• Strong understanding and passion for data analysis.
• Demonstrated success working in diverse team environments.
• Ability to quickly prototype, innovate, and find new ways to solve complex problems.
• Clear and confident communication skills for both small and large audiences.
• Ability to articulate direction, decisions, and technology recommendations.
• Experience mentoring junior engineers on frameworks, best practices, and solution design.
• Passion for high-quality engineering; intolerance for poor design or execution.
• Strong desire to “wow” customers and create visible business impact.

Nice To Haves

• Experience developing industry prototypes, PoCs, and sandbox experiments.
• Strategic thinking with the ability to translate trends into actionable project direction.
• Experience facilitating demos, ideation sessions, and planning workshops with senior leaders.
• Background integrating market research, technical insights, and consumer behavior into R&D strategies.
• Financial services or fintech industry experience (highly desirable).

Responsibilities

• Collaborate with and mentor a small group of engineers working on R&D initiatives, exploratory technologies, and PoCs.
• Present functional prototypes and concepts to Schwab executives and stakeholders.
• Work cross-functionally with Schwab Technology and product teams to coordinate demos, discussions, ideation sessions, and strategic planning.
• Anticipate emerging technology advancements that could impact Schwab’s products or customer experience.
• Stay current on technology and industry trends; contribute to team knowledge growth.
• Analyze consumer, business, and technical trends to inform R&D plans and experiments.
• Experiment independently to discover new insights, solve challenges, and explore new technology directions.
• Think creatively and push boundaries while leading others to do the same.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed