About The Position

Relationship Bankers build customer relationships through in-person, appointment-based, and virtual interactions, using a digital-first approach to provide counsel tailored to customers’ financial needs and channel preferences. The role involves learning about clients’ goals, recommending relevant banking solutions, and educating them about consumer and business banking products and services, including digital and self-service options. The banker provides a consistent client experience by greeting customers and processing basic transactions, opening consumer and business accounts, completing service requests, and submitting credit applications. The role also requires collaborating with branch teammates and partners, using available resources and technologies to serve clients accurately and with operational excellence, and maintaining knowledge of applicable products, services, policies, procedures, and support systems. This position requires National Mortgage Licensing System (NMLS) registration under the S.A.F.E. Act of 2008 and Regulation Z. Registration involves a criminal background and credit check; failure to meet or maintain registration requirements may result in a rescinded offer or termination. The role requires working from a U.S. Bank location on all scheduled work days.

Requirements

  • High school diploma or equivalent.
  • Typically five or more years of job-related retail banking experience, or a combination of experience and commensurate training.
  • Ability to obtain and maintain NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z, including meeting criminal background and credit check requirements.
  • Ability to work from a U.S. Bank location for all scheduled work days.

Nice To Haves

  • Proven ability to build and foster client relationships through proactive outreach and follow-up.
  • Ability to effectively engage and communicate with clients.
  • Advanced knowledge of applicable bank and branch policies, procedures, and support systems.
  • Thorough knowledge of retail products and services.
  • Proven customer service and interpersonal skills.
  • Experience participating in sales campaigns or promotions.
  • Experience using and demonstrating digital products and self-service technologies.
  • Ability to explore and identify customers’ true needs while using a digital-first mindset.
  • Advanced proficiency in making appropriate recommendations that meet customer needs reactively and proactively.
  • Experience in the financial services industry.

Responsibilities

  • Build and foster client relationships through proactive outreach, follow-up, and learning about clients’ financial needs and banking channel preferences.
  • Engage and communicate with clients to identify solutions for new and existing customers based on their needs.
  • Maintain working knowledge of consumer and business banking products and services, including digital products and services.
  • Provide an optimal client experience, including greeting clients and processing basic transactions.
  • Develop collaborative partnerships with branch team members and partners to serve clients.
  • Open new consumer and business accounts, complete service requests, and submit credit applications.
  • Educate clients on emerging and self-service digital products and services.
  • Use available resources and technologies to optimize the client experience and serve clients with operational excellence and accuracy.
  • Complete the required NMLS registration and maintain its requirements.

Benefits

  • Healthcare coverage, including medical, dental, and vision.
  • Basic and optional term life insurance.
  • Short-term and long-term disability insurance.
  • Pregnancy disability and parental leave.
  • 401(k) and employer-funded retirement plan.
  • Paid vacation, from two to five weeks depending on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
  • Incentive and recognition programs.
  • Equity stock purchase.
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