Sr. Product Manager, Payout

Payabli•Miami, FL

1d•Remote

About The Position

Payabli is a next-generation Payments Infrastructure and Monetization Platform purpose-built for vertical software companies. Through a single, developer-friendly API with low-code embedded payment components, Payabli enables platforms to seamlessly embed, monetize, and operationalize payments—making payments a core part of their platform and business model. By unifying payment acceptance, payment issuance, and advanced payment operations tooling, Payabli empowers software companies to manage and move money through a single infrastructure stack that delivers total control over the payments experience. Built to scale with PCI DSS 4.0 and SOC 2-compliant security, Payabli’s infrastructure delivers enterprise-grade reliability and trust while leveraging AI-driven intelligence to enhance visibility, streamline operations, and drive revenue growth. Backed by leading fintech investors including QED Investors, Fika Ventures, TTV Capital, and Bling Capital, Payabli is setting the standard for embedded payments infrastructure powering the next generation of vertical SaaS. The Role We're seeking a Sr. Product Manager to own and scale our disbursement capabilities. You'll be the driving force behind our payout infrastructure—from virtual card issuance and ACH to wire transfers and checks—while pioneering AI-powered vendor enrichment and building the vendor network that will define the future of B2B payments. This isn't a role for someone who wants to manage from the sidelines. You'll run to the fire, own the outcomes, and build products that thousands of entrepreneurs depend on daily.

Requirements

5+ years in product management with deep experience in payments, fintech, or financial services
Hands-on experience with virtual card issuance programs and card network relationships (Visa, Mastercard)
Expert-level understanding of ACH (NACHA rules, same-day ACH, returns/NOCs), wire transfers, and check processing
Expert-level understanding of building vendor networks, enablement options (phone, email, portal); straight through processing familiarity is a plus
Experience with BIN sponsorship, issuing processors, and program management compliance
Track record of launching and scaling disbursement or payables products
Familiarity with vendor management systems, AP automation, or B2B payment workflows
Ability to partner deeply with engineering on API design, data models, and system architecture
Understanding of fraud prevention, KYB/KYC requirements, and compliance in money movement
Interest or experience in AI/ML applications for data enrichment and automation

Responsibilities

Virtual Card Issuance & Program Management: Lead the strategy and execution of our virtual card program, including single-use and multi-use card issuance, spend controls, and program compliance. You'll work with card networks, BIN sponsors, and processors to build a best-in-class card issuance platform.
Payment Rails (ACH, Wires, Checks): Own the full lifecycle of traditional payout methods. Drive improvements in speed, reliability, and cost efficiency across ACH (same-day and standard), domestic and international wire transfers, and check disbursement. You understand NACHA rules, Fed deadlines, and the nuances that make payouts actually work.
Payables Enablement: Build the tools and workflows that transform our platform partners into payables powerhouses. From invoice ingestion to approval workflows to payment execution, you'll create seamless experiences that reduce friction and accelerate cash flow for businesses.
AI Vendor Enrichment: Pioneer the use of AI to automatically enrich vendor data—validating payment credentials, categorizing vendors, detecting anomalies, and reducing the manual overhead that slows down B2B payments. You'll be at the forefront of applying machine learning to financial operations.
Vendor Network Creation: Architect and scale a vendor network that creates network effects across our platform. When one platform onboards a vendor, every platform benefits. You'll define the strategy for vendor acquisition, data sharing, and creating the connective tissue of B2B payments.

Benefits

Competitive salary and equity in a high-growth Series B company
Remote-first culture with flexibility to work from anywhere
Comprehensive health, dental, and vision coverage
Professional development budget and dedicated learning time
The opportunity to shape critical infrastructure at the perfect inflection point
A team that genuinely lives its values—not just talks about them
Stock options with the potential to unlock more equity as we grow
Flexible PTO and paid parental leave
Medical, dental, & vision insurance
401K, HSA, pre-tax savings programs
Option to be fully remote or hybrid