Product Management - Sr Product Manager - Business Deposits and Treasury Management

Golden 1 Talent Acquisition Team•Sacramento, CA

1d•$135,300 - $165,000•Hybrid

About The Position

Golden 1 Credit Union is seeking a seasoned Sr. Product Manager with deep expertise in commercial deposits, treasury management, and payment solutions. This role is responsible for defining strategy, prioritizing initiatives, and executing complex product roadmaps to drive deposit growth, fee income, and long-term financial performance. The ideal candidate is a strong communicator and collaborator with a disciplined, data-driven approach to decision-making, balancing growth, member experience, risk management, and operational efficiency.

Requirements

Bachelor’s Degree in a related field plus equivalent work experience.
10+ years of product management experience with a focus on commercial deposits, treasury management, payments, and systems management within financial services organizations.
4+ years in a senior or lead role.

Nice To Haves

Advanced degree preferred

Responsibilities

Contribute to the development, refinement, and execution of the product strategy and associated roadmap across business deposits, treasury management, and payments to meet the needs of business members and the financial objectives of the credit union.
Lead end-to-end product development and the full product lifecycle—from concept through launch and ongoing enhancement—for business deposit and treasury services, including but not limited to positive pay, remote deposit capture, account analysis, sweeps, liquidity structures, fraud-mitigation tools, and related digital treasury channels.
Conduct market research and analysis to evaluate business member needs, the competitive landscape, the macro-economic environment, and emerging trends in business banking and treasury services.
Apply financial and analytical skills in pricing, profitability, fee income, deposit growth, utilization trends, competitor analysis, and performance measurement to ensure products are both marketable and financially sound.
Partner with business sales and relationship management teams to position the treasury product set effectively, supporting deposit and fee growth through sales enablement, training, and consultative solution design.
Work closely with cross-functional teams to gather requirements, define product specifications, and prioritize feature and functionality development.
Maintain working knowledge of operational processes, implementation requirements, and service delivery models so that products can be executed consistently and scaled effectively across onboarding, servicing, and support teams.
Stay abreast of relevant industry regulations and compliance requirements affecting business deposit and treasury management products.
Ensure that products are designed and developed in accordance with applicable laws and regulations, and maintain a strong understanding of the risks inherent to the role—including fraud controls, client entitlements, operational risk, and payment-related rules—establishing and maintaining control activities that mitigate those risks consistent with the credit union’s risk appetite and ensure operational integrity and compliance.