Sr Product Manager, Apple Savings

Apple•Cupertino, CA

About The Position

Apple is a place where extraordinary people gather to do their best work. Together we craft products and experiences people once couldn’t have imagined — and now can’t imagine living without. If you’re excited by the idea of making a real impact, and joining a team where we pride ourselves in being one of the most diverse and inclusive companies in the world, a career with Apple might be your dream job! We built Apple Card to reinvent how credit cards work and launched Savings so Apple Card customers can have a radically simple way to grow their money. The Apple Financial Products team is seeking a skilled and experienced product lead to own and expand Savings. In this role, you will shape the strategy for Savings and drive execution against it. You will partner directly with the Human Interface, Engineering, Data Science, Legal, Business Development, Operations, Fraud, and other functional teams across Apple to define and deliver a multi-year product roadmap. In addition to working cross-functionally, you’ll also work closely with external partners to deliver results. You should have significant experience building and launching consumer products, a strong affinity for fintech, and passion for helping users achieve a healthier financial life. You will be expected to lead complex, cross-functional projects, diving into technical details as needed while never losing sight of the end-to-end customer experience. You combine technical proficiency, a strong sense of user experience, tact and business insight with empathy for the customer and your colleagues. You should have excellent presentation abilities and are able to craft a concrete vision and requirements that get executive support, rally the team, and delight customers.

Requirements

8+ years or equivalent demonstrated product management experience with a proven track record of innovation, product delivery, and delivering on business goals.
6+ years experience working on large scale consumer products in FinTech
Experience navigating and managing regulatory and compliance requirements in the financial services space while balancing customer experience
Comfort investigating product/market fit and competitive landscape, customer need, regulatory and partner feasibility; ability to translate findings into a clear recommendation on whether and how to proceed
Technically minded to problem-solve with engineers, fraud, and security experts
Strong communicator who can synthesize complex topics, distill key business dynamics, and communicate effectively with senior executives
Effective problem solver and analytical thinker who can structure ambiguous problems/situations and review/guide complex analyses
Ability to build collaborative partnerships to deliver on business KPIs and the product outcomes, including with Marketing, Data Science, and Finance
Bachelor’s degree in Computer Science, Engineering, or a related technical discipline, or equivalent practical experience.

Nice To Haves

Product management experience in fintech and emerging technologies
MBA or advanced degree in a quantitative, technical, or finance discipline is a plus but not a requirement
Experience setting product vision and multi-year product strategy to a large, cross-functional audience and executive stakeholders and then executing it
Experience managing or mentoring product managers is desirable, as is interest in growing into a people leadership role
Commercial acumen and fluency with complex contractual structures, including comfort engaging and partnering with Finance, Business Development and Legal to influence strategic and financial outcomes
Experience launching and scaling products working with designers, engineers, and cross-functional subject matter experts and external partners

Responsibilities

Own product roadmap; help envision and build new product features and strategies; lead definition of detailed use cases for engineering and design
Develop and execute a strategy to help customers grow their money
Evangelize to build consensus with executives, colleagues, and third parties
Collaborate with Human Interface, Engineering, other Product Managers, and other functions to launch products and features and manage Savings business
Drive efforts with bank and ecosystem partners on product development
Represent business interests during design and development phases
Work with program management to communicate project status, resolve issues, and ensure that high-quality products are delivered on time
Develop launch plans, ensure readiness of the various partners
Define KPIs and develop plans based on measuring efficacy of features and initiatives
Support incident response and executive escalation for a regulated, always-on financial product with senior executive-level visibility
Travel may be required