Sr. Manager, Business Unit Risk, Product Governance

Charles Schwab Inc.•Orlando, FL

1d•$120,000 - $150,000•Hybrid

About The Position

The Sr. Manager, Business Unit Risk, Product Governance supports Schwab Wealth Advisory and strategic initiatives to enhance capabilities and experiences for Ultra High Net Worth clients. The role guides product and offer teams through risk assessment and product review obligations across the pre-launch, launch, and post-implementation lifecycle, helping the business grow while managing risk effectively. It serves as a trusted advisor on product governance, influences risk-based decisions, and collaborates with business, risk, compliance, legal, and governance partners. The position is part of the Wealth and Product Risk & Governance organization, which supports Wealth Advisory, Banking & Trust Services in understanding and executing responsibilities across key risk programs. The Governance and Business Operations team strengthens governance through forums, metrics and reporting, product governance, and disclosure management. This is a hybrid role requiring four days per week in the office and one remote workday. It is available only in Westlake (DFW), Texas; Austin, Texas; and Orlando, Florida. Candidates must reside in, or be willing to relocate on their own to, one of these locations. Applicants must be currently authorized to work in the United States full-time without employer sponsorship. The role is eligible for bonus or incentive opportunities in addition to the salary range.

Requirements

Bachelor’s degree or equivalent professional experience.
At least 5 years of experience in product governance, risk management, or compliance, preferably in a diversified financial services environment.
Experience applying enterprise risk frameworks and practices for risk identification, assessment, response, measurement, monitoring, and reporting.
Experience facilitating product risk assessments and guiding stakeholders through governance or approval processes.
Strong analytical and problem-solving skills, including identifying risks, assessing business impact, and recommending practical mitigations.
Experience preparing governance reports, risk assessments, and executive-level presentations.
Strong written and verbal communication, facilitation, organization, and project management skills.
Ability to engage senior stakeholders and collaborate across business, risk, compliance, legal, and governance teams.
Must be currently authorized to work in the United States full-time without employer sponsorship.
Must reside in or be willing to relocate on their own to Westlake (DFW), TX; Austin, TX; or Orlando, FL.

Nice To Haves

Experience identifying, measuring, monitoring, and reporting risks for financial products and offers.
Knowledge of regulatory developments affecting financial products.
Understanding of product governance frameworks, industry standards, and best practices.
Knowledge of retail, advisory, brokerage, banking, or trust products and services.
Experience structuring and facilitating governance forums, developing agendas and content, tracking action items, and driving accountability and decisions.
Ability to translate data into actionable insights through charts, graphs, and visual storytelling.
Proficiency with Microsoft Word, PowerPoint, Excel, and Outlook.

Responsibilities

Facilitate risk assessments to identify, assess, and mitigate risks associated with product launches, modifications, and ongoing operations.
Guide product and offer teams on risk identification, approval requirements, and governance considerations throughout the product lifecycle.
Support the development of mitigants and metrics addressing new or evolving risks associated with product launches or modifications.
Engage Wealth Advisory Risk & Governance partners to evaluate potential effects on risk programs, including conflicts of interest, disclosures, policies, and supervision practices.
Establish and maintain roadmaps and timelines for required approvals and governance forum appearances.
Consult on and help prepare clear, decision-ready materials for governance forums.
Serve as a subject matter expert and trusted advisor on pre-launch, launch, and post-launch product review obligations.
Build partnerships with business leaders and stakeholders involved in the Product Review Process.
Support product review reporting and governance updates for leadership.
Help implement processes and practices that improve operational efficiency and the product review experience.
Design and develop practical, business-guided resources for Wealth Advisory Services.
Execute risk or regulatory projects in partnership with internal stakeholders as needed.
Collaborate with cross-functional partners to improve the product review process and support product- or governance-related initiatives.