Sr. Forms & Underwriting Analyst

Independence Pet Group•Ohio, OH

2d•Remote

About The Position

The Sr. Forms & Underwriting Analyst plays a critical role in shaping policy language, supporting underwriting intent, and ensuring operational alignment across IPG’s suite of products. This role bridges product, underwriting, compliance, and operations to maintain high-quality insurance forms and technical underwriting standards that support our business strategy.

Requirements

Bachelor’s degree in Business, Risk Management, Insurance, Legal Studies, or a related field; pet insurance experience preferred.
3–5+ years of experience in insurance forms, product compliance, underwriting, or a related role.
Strong understanding of insurance policy structure, coverage language, and form development.
High attention to detail, accuracy, and documentation discipline.
Ability to collaborate effectively across teams and communicate complex policy concepts clearly.

Nice To Haves

pet insurance experience preferred

Responsibilities

Develop, review, and maintain insurance policy forms, endorsements, and related documents for IPG’s pet insurance products.
Analyze policy and endorsement language to ensure alignment with product strategy, underwriting intent, and claims handling practices.
Maintain version control, form inventories, and documentation standards in partnership with underwriting.
Collaborate with product, underwriting, claims, marketing, and operational teams on form updates and technical underwriting changes.
Assist internal stakeholders by interpreting policy language and responding to underwriting-related questions.
Work with implementation teams to manage timelines and deliverables related to coverage and benefit form revisions.
Track regulatory updates and industry trends that impact policy language, coverage definitions, and compliance requirements.
Ensure that underwriting guidelines and policy forms adhere to MGA, carrier, and state regulatory standards.
Contribute to the development of technical underwriting guidelines, including controls, procedures, and documentation.
Ensure underwriting guidelines are consistently applied across organizational policies, procedures, and products.
Support stakeholders in understanding underwriting intent, mitigating risk, and strengthening key performance indicators (KPIs).
Maintain and apply knowledge of veterinary terminology, animal health, and pet insurance industry practices to support accurate and relevant policy language.
Perform other duties and responsibilities as assigned to support the broader product and underwriting organization.