Sr Financial Planner

UMB Bank•Scottsdale, AZ

8d•$117,900 - $173,393•Hybrid

About The Position

UMB’s Private Wealth Management team provides customized financial planning, private banking, investment management, personal trust, lifestyle, estate management, and insurance services. The team takes a client-focused approach, offering guidance to help clients pursue their financial goals. The Senior Financial Planner works closely with Wealth Advisors and Financial Advisors to design and develop financial planning analyses for client presentations, using financial planning software to analyze, review, and create plans. The role is client-facing and primarily serves high-value family client segments. It also serves as a senior mentor to other financial planners, provides guidance on planning best practices, resolves time-sensitive client inquiries, and handles complex advice topics. This is a hybrid role driven by client meetings, with on-site work Monday through Thursday. The planner serves as the main financial planning contact for clients and manages day-to-day planning interactions while supporting wealth advisors across client advice topics. The role includes building client relationships, supporting prospect and onboarding processes, maintaining client records and planning systems, coordinating with other Private Wealth functions, and ensuring planning work adheres to company policies, operational controls, and regulatory guidance.

Requirements

Bachelor’s degree in a relevant field.
At least 5 years of applicable experience within financial services.
Hold or be pursuing CFP certification or a FINRA Series 65 license.
Strong communication and interpersonal skills.
Systems thinking and complex problem-solving ability.
Attention to detail and ability to understand the big picture.
Strong organization and ability to multitask effectively.
Understanding of financial planning frameworks and concepts.
Ability to balance client experience with managing and controlling business risks.
Ability to work independently and collaborate with others to accomplish client objectives.
Ability to adapt to changing information and business needs.
Demonstrated ability to learn and communicate complex, detailed information.
Analytical problem-solving ability and creative thinking.
Ability to organize and prioritize activities to meet established deadlines.
Experience supporting financial planning data collection, entry, and processes.
General knowledge of wealth management compliance rules and regulations.
Experience with the eMoney client portal or financial planning software.
Exceptional written communication skills.
Demonstrated strong math skills.
Effective financial research skills.
Strong proficiency with Microsoft Office Suite, including Word, Excel, PowerPoint, and SharePoint.
Strong proficiency with the eMoney client portal and financial planning software.

Nice To Haves

CFP certification or another advanced designation.
FINRA Series 65 license.
Experience with Holistiplan and/or Vanilla planning.
Familiarity with BlackDiamond performance reporting.
Familiarity with Salesforce CRM.
Familiarity with Fidelity’s Wealthscape platform.

Responsibilities

Serve as the main financial planning point of contact for clients.
Manage day-to-day client financial planning interactions and support wealth advisors across client advice topics.
Design and develop financial planning analyses for client presentations using financial planning software.
Primarily serve high-value family client segments as a client-facing Wealth Planner.
Mentor other financial planners and provide guidance and feedback on financial planning best practices.
Resolve time-sensitive client inquiries and handle complex client advice topics.
Collaborate with other Private Wealth functions on special projects.
Ensure clients have a positive financial planning experience that exceeds expectations.
Stay current on tax rules, laws, and regulations that could financially affect UMB clients.
Build and maintain client relationships to support retention and engagement.
Participate in new-client prospecting and onboarding, partnering with Client Service to ensure client setup in eMoney.
Maintain and update Salesforce CRM and eMoney for financial planning activities.
Manage client paperwork and electronic data files for financial planning relationships.
Understand clients’ overall business needs and help identify value-added Private Wealth services.
Review in-scope activities for adequate controls to prevent errors, breaches of client confidentiality, and misstatements of financial planning recommendations.
Assist Wealth Advisors and other associates with planning-related questions.
Ensure adherence to corporate policy, operational policy, and regulatory guidance.
Perform other duties as assigned.