Sr. Financial Analyst – Treasury ABS Operations

Toyota North America•Plano, TX

About The Position

Toyota Financial Services (TFS) is seeking a passionate and highly motivated Senior Financial Analyst – Treasury ABS Operations. This role is an integral part of the Asset-Backed Securities (ABS) programs, ensuring accurate servicing of debt and maintaining rigorous compliance standards. The position supports the Treasury Department's objective to provide a critical source of funds for competitive financing to Toyota’s loan and lease customers. The Senior Financial Analyst will be at the heart of securitization operations, impacting the ability to fund Toyota’s growth. Success involves mastering the lifecycle of ABS transactions, from setup to liquidation, while fostering compliance and continuous improvement.

Requirements

BA or BS in accounting, finance, business, or a related field.
3+ years of experience in a similar field or industry.
Strong proficiency in Microsoft Word, Excel, and PowerPoint to manage data, build reports, and communicate insights effectively.
A collaborative mindset with the ability to work well in a team, meet performance expectations, and maintain a professional, flexible schedule.
A detail-oriented, analytical approach that helps you observe facts accurately, solve issues quickly, and support business objectives.
Must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment now or in the future.

Nice To Haves

A CPA certification that strengthens your expertise in compliance and reporting functions.
2+ years of audit or assurance experience with a Big 4 or national CPA firm.
Proficiency in SQL and Visio to support system management and process mapping.
A growth mindset that drives you to take on new challenges and share knowledge to help the team continuously improve.

Responsibilities

Lead financial operations by owning the monthly issuance of servicer certificates and debt payments to ABS investors, ensuring assets are serviced in strict accordance with regulatory and contractual requirements.
Drive strategic transactions by collaborating with the secured funding group to help architect new ABS transactions and execute liquidation procedures at the end of transaction terms.
Champion compliance as a key point of contact during regulatory and contractual audits, providing essential documentation and partnering with cross-functional teams to investigate and resolve unusual servicing activity.
Optimize systems by overseeing setup and change management of the ABS Suite securitization platform and treasury management systems to support accurate booking and servicing.
Collaborate for impact by working with Treasury, Legal, and SEC reporting teams to implement new compliance requirements and strengthen ABS program filings.
Innovate and grow by participating in the team’s job rotation program, gaining experience across lease and retail asset classes while helping drive process improvements.

Benefits

A work environment built on teamwork, flexibility, and respect
Professional growth and development programs to help advance your career
Tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match
Annual retirement contribution from Toyota regardless of whether you contribute (if applicable)
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Relocation assistance (if applicable)