Sr Field Property Claims Adjuster: Binghamton, NY

Farmers Insurance•Binghamton, NY

13d•Remote

About The Position

We are Farmers – where ambition meets opportunity. At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do. Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together! This is a field role requiring travel to and from policy holder homes. The territory covers the Binghamton, NY Territory: 81 Corridor from Binghamton north to Cardiff. To be considered for this opportunity, candidates must reside in the hiring territory. This position offers an hourly wage with potential overtime opportunities based on business needs and claim volume. Compensation may be adjusted upward based on relevant experience, skills, and qualifications. While this is not a CAT-specific role, selected candidates will be expected to participate in 1-3 CAT deployments annually, with the opportunity to earn additional hourly compensation and overtime pay during deployment assignments.

Requirements

Must maintain an active adjusters license in states where required.
Successful demonstration/completion of the Senior Claims Representative prerequisites, proficiencies, and exams, as required based on unit assignment.
External candidates should also have a minimum of one year of prior claims or two years of related industry experience.
Communication
Personal Computer Literate
Valid driver's license
Bondable

Nice To Haves

Bachelor’s degree preferred.
Outside insurance education (CPCU, GCA) preferred.

Responsibilities

Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits).
Adjusts all types of claims.
Inspects damaged property and vehicles, and determines claims related damage.
Estimates the cost of repair or replacement of damaged or stolen property and vehicles.
Determines and reports on subrogation potential.
Initiates the sale of salvage vehicles, personal property, and miscellaneous salvage items.
Reports theft, fraud, and arson losses as required to state and industry agencies.
Performs most duties on an individual basis, and work has a direct bearing on Management results.
Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 2-3 days.
Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals.
Performs other duties as assigned.