Sr. Director, Strategic Finance & FP&A

SunbitNew York, NY
$250,000 - $300,000Hybrid

About The Position

Sunbit is seeking a strategic finance leader to help shape the next phase of our growth. This is not a traditional FP&A role. We are looking for a finance executive who combines investment banking training with deep experience in consumer lending or credit card finance and has successfully partnered with executive leadership to drive strategic financial decision-making within a high-growth fintech environment. Reporting directly to the CFO, you will serve as a trusted advisor to executive leadership, leading enterprise-wide financial planning while influencing capital strategy, financing activities, board reporting, investor communications, and long-range business planning. You'll work closely with Capital Markets, Accounting, Treasury, Product, and Operations to optimize financial performance and support Sunbit's continued expansion. The ideal candidate has built a foundation in fintech and investment banking before transitioning into strategic finance or FP&A within a consumer lending, credit card, BNPL where they gained firsthand experience managing lending portfolios, funding strategies, and the financial dynamics unique to balance sheet lending businesses.

Requirements

  • 10+ years of progressive finance experience within fintech or financial services.
  • Significant experience supporting a consumer lending, credit card, BNPL, or balance sheet lending business.
  • Prior experience in Investment Banking with strong financial modeling, valuation, and transaction experience.
  • Deep expertise in enterprise FP&A, forecasting, budgeting, and long-range planning.
  • Experience partnering with executive leadership on strategic finance initiatives.
  • Experience supporting debt financing, capital markets activities, warehouse facilities, securitizations, or other funding strategies.
  • Proven ability to communicate complex financial concepts to executive leadership and Boards of Directors.

Nice To Haves

  • Experience supporting a rapidly scaling fintech company.
  • MBA and/or CPA.
  • Experience with NetSuite and modern FP&A systems.
  • Exposure to investor relations, Board reporting, and fundraising.
  • Expertise in financial modeling, capital allocation, and lending portfolio analytics.

Responsibilities

  • Partner with the CFO and executive leadership to develop the company's long-term financial strategy.
  • Lead annual planning, rolling forecasts, long-range planning, and scenario analysis.
  • Deliver strategic recommendations that influence business investments, new products, pricing, and growth initiatives.
  • Provide financial leadership around Sunbit's lending portfolio, including portfolio profitability, unit economics, funding costs, credit performance, reserve impacts, and balance sheet optimization.
  • Monitor lending performance and identify opportunities to improve financial returns while managing risk.
  • Partner with Risk, Capital Markets, and Product to support profitable portfolio growth.
  • Own budgeting, forecasting, KPI development, variance analysis, and executive reporting.
  • Build financial models that translate complex business drivers into actionable insights.
  • Drive financial discipline and accountability across the organization.
  • Develop sophisticated financial models supporting capital allocation, fundraising, debt financing, securitization activities, and strategic initiatives.
  • Partner closely with Capital Markets on debt and equity financing strategies.
  • Evaluate acquisitions, partnerships, and investment opportunities through detailed financial analysis.
  • Support board-level financial presentations and executive decision-making.
  • Lead, mentor, and develop a high-performing FP&A team.
  • Foster a culture of collaboration, continuous improvement, and operational excellence.
  • Improve financial processes, systems, and reporting capabilities as the company scales.

Benefits

  • Competitive pay and stock options
  • Unlimited PTO
  • Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
  • Newly added HSA and Pet Insurance
  • 401(k) with company match
  • Cell Phone Stipend
  • Team-based strategic planning and ownership of deliverables
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