Sr. Dealer Financial Review & Examination Manager

Hyundai Capital • Plano, TX

4d • Hybrid

About The Position

Hyundai Capital America (HCA) is seeking a senior credit risk professional to conduct independent, on-site financial reviews of automobile dealerships nationwide. This role involves extensive travel across the U.S. to assess dealer cash flow, liquidity, working capital, and overall financial condition by reviewing books, records, and bank activity. The work supports new loan originations and existing credit relationships by providing objective financial insight to Commercial Risk and Credit leadership, while maintaining independence from underwriting and approval decisions. This is a highly visible role for candidates who enjoy field-based analysis, travel, and applying sound judgment to complex credit and risk situations. The position plays a key part in safeguarding portfolio quality, supporting criticized asset decisions, and strengthening overall credit risk governance.

Requirements

• 8+ years of commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review or Forensic Accounting
• Bachelor’s degree in Accounting, Finance or related field
• Deep understanding of cash flow, liquidity, and working capital
• Strong experience with Credit risk grading frameworks
• Comfortable conducting borrower on-site reviews
• Clear, confident communicator with strong judgment
• Ability to engage with senior leadership and borrower management teams
• Ability to travel and conduct assessments on site at dealer locations

Nice To Haves

• CPA, CFE or CFA a plus
• Experience with criticized assets or special situations a plus

Responsibilities

• Conduct on-site financial reviews of new and existing commercial borrowers
• Review books, records, accounting systems, and bank activity for accuracy and reliability
• Analyze cash flow, liquidity, working capital, and balance sheet integrity
• Perform bank reconciliations and assess true available cash
• Identify financial weaknesses, trends, and risk indicators
• Recommend financial statement and working capital adjustments
• Prepare concise field examination and credit review reports
• Support risk grading, watchlist/criticized asset decisions
• Provide independent financial analysis for workouts, restructurings, and special situations
• Partner with Commercial Risk, Credit, and Legal while maintaining second-line independence

Benefits

• Hybrid work schedule offering 4 on-site days and 1 remote day per week
• Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts
• Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options
• Annual employer HSA contribution to help offset healthcare expenses
• 401(k) with company match and immediate vesting
• 100% company paid life and disability insurance for added peace of mind
• Wellbeing programs at no cost to you, including gym benefits and health resources
• Generous parental leave to support growing families
• Paid Volunteer Time Off, plus a company donation to a charity of your choice

What This Job Offers

• Job Type: Full-time
• Career Level: Senior