Sr Credit Analyst
About The Position
The Sr. Credit Analyst is responsible for supporting the credit approvals, ongoing risk monitoring, across the customer portfolio. The role applies to both corporate and local credit policies, ensuring processes and procedures are consistently maintained. Key responsibilities include conducting recurring financial and risk analyses, preparing and presenting exposure limit recommendations, and monitoring critical credit KPIs (credit exposure vs. lines, collateral coverage, original terms, and payback performance). The position also has a strategic dimension, requiring a strong understanding of business strategies and the ability to support specific programs that drives business growth.
Requirements
- 5+ years of related credit professional experience
- Bachelors Degree, major in Finance fields or related
- Strong MS Office and Excel skills
- Strong risk modeling and financial analyst skills
- Legal authorization to work in the U.S. is required. Continental is able to offer visa support for internal candidates only
Nice To Haves
- MBA
- SAP experience
Responsibilities
- Perform financial statement analysis and recurring reviews for all customers, assessing risk and credit exposure in line with strategic sales initiatives and portfolio policies.
- Prepare and present clear, data-driven business cases to support credit limit recommendations, ensuring alignment with business strategy, financial risk assessment, industry benchmarks, and portfolio KPIs (exposure vs. line, collateral coverage, risk-payback).
- Collaborate with Sales Reps, KAMs, and internal stakeholders to review and update credit limits; monitor financial and market trends within the truck segment, ensuring insights are reflected in risk assessments and aligned with Conti’s sales direction.
- Provide first-level Credit resolution of risk exposure, working alongside with Collections
- Foster a culture of continuous improvement by engaging with the team, sharing best practices, and supporting initiatives that build organizational learning and long-term value creation
Benefits
- Immediate Benefits
- Robust Total Rewards Package
- Paid Time Off
- Volunteer Time Off
- Tuition Assistance
- Employee Discounts, including tire discounts
- Competitive Bonus Programs
- Employee 401k Match
- Diverse & Inclusive Work Environment with 20+ Employee Resource groups.
- Hybrid Work
- Employee Assistance Program
- Future Growth Opportunities, including personal and professional
- Relocation package
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What This Job Offers
Job Type
Full-time
Career Level
Senior
