Sr Coverage Counsel

The Hanover Insurance Group•Worcester, MA

3d•$150,000 - $190,000•Hybrid

About The Position

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture. Our National Claims Counsel team is seeking an experienced Senior Coverage Counsel to join our expanding organization. This role offers flexibility to work remotely or from our Worcester MA office. Position Overview: Reporting to the Managing Claims Counsel Claims Legal, Sr. Coverage Counsel serves as legal counsel to Hanover’s claim organization, focused primarily on providing legal opinions, advice, and resolution strategies on coverage and extra-contractual issues arising from the company’s insurance policies and coverage positions. This is a full-time, exempt role.

Requirements

Significant experience preparing coverage opinions on property casualty insurance policies either in a law firm or in-house for a property and casualty insurer required.
10 or more years of experience in practicing law in a law firm or in-house, a substantial portion of which involved property & casualty insurance coverage matters.
Ability to work collaboratively within a team framework.
Ability to build and maintain effective relationships with colleagues and clients.
Excellent oral and written communication skills and ability to clearly articulate actionable legal advice.
Computer literacy, including proficiency in Word, Excel and Outlook and keyboarding skills.
Familiarity with legal principles and issues concerning E-Discovery.
JD degree or equivalent.
Admitted to practice in at least one US jurisdiction.
Skilled at time management and organizing work.

Nice To Haves

Experience litigating insurance coverage and related bad faith disputes either in private practice or in-house for a property and casualty insurer a plus.

Responsibilities

Primary responsibility is to research and provide legal advice and opinions to claims handlers on coverage issues arising from the company’s insurance contracts, including auto and general liability; specialty (e.g., management liability & professional liability); and first party property and marine coverages.
Prepare timely, appropriate and actionable coverage opinions/advice on selected high complexity/exposure claims.
Partner with claim handlers to develop strategies that optimally resolve coverage disputes.
May manage selective coverage litigation brought by or against the Company (including declaratory judgment actions, extra-contractual bad-faith, and other claims related disputes).
Review and approve proposed coverage actions brought on behalf of the company.
Collaborate with underwriting and product areas to improve the Company’s insurance products.