Sr. Commercial Credit Analyst

Parkside Financial Bank & TrustClayton, MO

About The Position

Parkside Financial Bank & Trust, established in 2007, is an independent partner for successful families and privately held businesses, offering integrated banking, commercial lending, trust, and family office services. With $1.1 billion in Bank assets and approximately $3.9 billion in Trust & Family Office assets under management, the bank has grown significantly and is recognized as a Top Workplace in St. Louis. Parkside is seeking a highly motivated and analytical professional to support its commercial lending function. The Sr. Commercial Credit Analyst will focus on underwriting and ongoing credit analysis for CRE, C&I, and private equity-backed transactions, ensuring compliance with loan policy and regulations. This role offers the opportunity to do real work, learn quickly, and be genuinely valued in a fast-growing, high-trust team environment.

Requirements

  • 3-5 years of commercial credit experience
  • Bachelor’s degree required; finance, accounting or economics majors preferred
  • Proficiency in technology, including Microsoft applications
  • Strong financial statement analysis and cash flow modeling skills
  • Experience preparing credit memos and underwriting recommendations

Nice To Haves

  • Experience with CRE, C&I and Private Equity sponsored-backed transactions preferred

Responsibilities

  • Perform detailed financial statement analysis and spreading using LoanVantage
  • Evaluate creditworthiness across CRE, C&I and Private Equity-backed transactions
  • Prepare comprehensive credit memos for new loans, renewals and modification requests
  • Collaborate with Relationship Managers on deal evaluation and structuring
  • Monitor loan portfolios, including renewals, covenant compliance and risk ratings
  • Engage appraisers for CRE deals and review appraisals ordered
  • Ensure adherence to loan policy and regulatory requirements; identify and escalate emerging risks proactively
  • Participate in Loan Committee meetings and present analysis as needed
  • Maintain documentation and support credit-related projects and reporting

Benefits

  • Competitive salary with bonus
  • Medical, dental, and vision insurance
  • 401k Plan + Employer Match
  • Employee Stock Options
  • Paid 4 Week Sabbatical Program, including $5,000 for travel, with every 5 years of employment
  • 12-week Paid Maternity Leave
  • Tuition Reimbursement
  • Employee charitable giving support
  • Company-paid parking & more!
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