Sr. Analyst, Credit Risk

CarMax•Atlanta, GA

21h•Hybrid

About The Position

CarMax Auto Finance (CAF) is seeking a Senior Analyst of Strategy to be a part of our growing company. This Associate must be passionate about using data and creative thinking to drive business decisions and have experience working within an analytical or strategic team. The Senior Analyst of Credit Risk Strategy is responsible for providing analytical support for the effective management, growth, and innovation of CAF’s business. The Senior Analyst must develop and maintain an understanding of volume and credit mix of originations and balance of the portfolio of key business metrics and be willing to drive change as the business evolves. Analytics is also essential to understanding business impacts including loss forecasting estimates, profitability drivers, and impact to partner lenders. Responsibilities also include the development of presentations and communication of recommendations to senior management.

Requirements

Bachelor’s degree with evidence of academic achievement.
3+ years of experience in an analytical or strategic role or a combination of work experience and an advanced degree.
Ability to understand complex business problems and design effective solutions.
Ability to communicate succinctly and effectively with all levels of associates including own team up thru senior executives.
Ability to explain complex concepts and communicate business insights to other managers with similar and different business backgrounds.
Applicants must be currently authorized to work in the United States on a full-time basis.

Responsibilities

Leverage data to develop a deep understanding of CAF’s business operations and growth strategies.
Analyze trends and identify target areas for innovation and testing.
Demonstrate strong teamwork by partnering with others to meet common objectives.
Be able to lead cross-functional projects.
Review and analyze existing business strategies, and be prepared to recommending and implementing new strategies as appropriate.
Produce reports and analysis for monthly portfolio performance tracking and evaluation.
Understand, communicate, and influence CAF objectives and processes to the larger CarMax organization.