Sr. Analyst Compliance Monitoring

Target • Brooklyn Park, NC

1d • Hybrid

About The Position

A role in Financial Products & Services (FPS) means joining a high-impact team that designs and manages Target’s financial offerings—like Target Circle Card, Gift Cards, and Payments—to deliver intuitive, rewarding, and trusted experiences. You’ll drive transformation through innovation, digital engagement, and strong cross-functional collaboration, directly influencing enterprise strategy and Guest loyalty. From shaping strategy to managing P&Ls, your work helps position Target as a destination for simple, smart, and accessible financial solutions. As a Senior Analyst, Compliance Monitoring, you will execute aspects of the FPS Regulatory Compliance Monitoring Program including: Develop, execute, and document complex and efficient compliance testing and monitoring programs that analyze the Target Circle Card debit and credit card operational and business processes and initiatives. Use data analytics, calculations and statistical analysis to proactively identify potential gaps in operational processes and controls, ensure the accuracy of the system of record, recommend corrective action, and communicate compliance deficiencies and potential problems to management and impacted partners. Collaborate in the development and implementation of business decisions that lead to compliance and operational control improvements. In this role, you will build strong relationships, communicate effectively across partners, and influence outcomes through data-driven insights and thoughtful problem solving. You will operate with curiosity and an enterprise mindset, incorporate diverse perspectives, and continuously develop your expertise while delivering high-quality work that advances team and business results. Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.

Requirements

• 4-year college degree with equivalent experience (3-6 years) in legal, regulatory, compliance and/or related operational areas.
• Organizational and communication skills to effectively balance multiple monthly monitoring tests.
• Ability to clearly identify and isolate regulatory issues from complex operational processes, collaborate and discuss with compliance and business partners to determine root causes, and remedial actions.
• Ability to collaborate and facilitate work across various teams, manage relationships in order to report findings to leadership and other stakeholders for awareness and follow-up action.

Responsibilities

• Develop, execute, and document complex and efficient compliance testing and monitoring programs that analyze the Target Circle Card debit and credit card operational and business processes and initiatives.
• Use data analytics, calculations and statistical analysis to proactively identify potential gaps in operational processes and controls, ensure the accuracy of the system of record, recommend corrective action, and communicate compliance deficiencies and potential problems to management and impacted partners.
• Collaborate in the development and implementation of business decisions that lead to compliance and operational control improvements.
• Build strong relationships, communicate effectively across partners, and influence outcomes through data-driven insights and thoughtful problem solving.
• Operate with curiosity and an enterprise mindset, incorporate diverse perspectives, and continuously develop your expertise while delivering high-quality work that advances team and business results.

Benefits

• Comprehensive health benefits and programs, which may include medical, vision, dental, life insurance
• 401(k)
• Employee discount
• Short term disability
• Long term disability
• Paid sick leave
• Paid national holidays
• Paid vacation

What This Job Offers

• Job Type: Full-time
• Career Level: Senior