Sr. Actuarial Analyst – VSIC

FM•Nashville, TN

1d•Hybrid

About The Position

This role supports pricing, portfolio analytics, and business performance for VSIC’s Commercial Excess & Surplus (E&S) portfolio, with a focus on MGA-produced business. The position combines actuarial modeling, exposure analysis, and financial analytics to inform pricing adequacy, portfolio performance, and underwriting decisions. The role operates in a fast-paced environment with varied data sources and evolving exposure information, requiring strong actuarial judgment, analytical rigor, and business acumen. The role partners closely with underwriting, finance, and business leadership to translate analysis into actionable insights, while contributing to portfolio monitoring and performance evaluation.

Requirements

Strong foundation in actuarial modeling, pricing, and risk analysis within property/casualty insurance
Experience analyzing portfolio performance, profitability, and business drivers
Ability to work with incomplete or evolving datasets and translate findings into clear insights
Strong analytical and problem-solving skills with the ability to apply actuarial judgment in complex situations
Ability to translate technical analysis into business recommendations for underwriting and leadership audiences
Experience working with data tools and programming languages (e.g., Excel, SQL, Python, R, or similar)
Strong collaboration skills with experience partnering across underwriting, finance, and actuarial functions
Strong communication skills, including the ability to explain complex concepts clearly and concisely
Ability to manage multiple priorities in a fast-paced, dynamic environment
7+ of actuarial, pricing, or analytical experience within insurance or reinsurance
Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, or related field required

Nice To Haves

Experience in property, E&S, or specialty lines strongly preferred
Exposure to MGA / delegated underwriting environments a plus
Progress toward CAS credential (ACAS/FCAS) or equivalent actuarial qualification preferred

Responsibilities

Develop and maintain pricing models for Excess & Surplus (E&S) risks utilizing exposure data, loss experience, and actuarial judgment.
Analyze damage curves, severity distributions, and loss trends to support pricing decisions.
Estimate expected loss costs and develop technical pricing indications.
Evaluate portfolio profitability across multiple segments, including class of business, geography, broker relationships, and product lines.
Identify and analyze key drivers impacting loss ratios, rate changes, and overall margin performance.
Perform variance analyses to compare expected versus actual results and identify emerging trends.
Support portfolio management, underwriting strategy, and business planning initiatives.
Stratify risks based on location characteristics, industry classifications, catastrophe (CAT) exposure, and coverage structure.
Organize and transform data into meaningful formats for modeling, analysis, and reporting purposes.
Identify patterns, trends, and risk characteristics to support underwriting and portfolio decision-making.
Partner with the Finance team to analyze monthly financial results, including premium, loss ratio, and expense performance.
Develop, maintain, and enhance reporting dashboards and management exhibits.
Monitor, track, and explain business performance trends to support strategic decision-making.